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CardCurator — Rewards Intelligence
Card Comparison

Air France KLM World Elite Mastercard vs Bank of America Premium Rewards

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Air France KLM World Elite Mastercard card art
Flying Blue
Air France KLM World Elite Mastercard
Bank of America
More Info
Bank of America Premium Rewards card art
Bank of America Travel Rewards
Bank of America Premium Rewards
Bank of America
More Info
Annual Fee
$89/yr
$95/yr
Foreign Fees
None
None
Signup Bonus
75,000 points
Spend $3,000 in 3 months
60,000 points
Spend $4,000 in 3 months
Top Earn Rates
  • spent directly on Air France, KLM Royal Dutch Airlines and SkyTeam member airlines purchases 3x
  • All Other Purchases 1.2x
  • Travel 2x
  • Dining 2x
  • All Other Purchases 1.5x
Reward Type
miles
miles
Key Credits
None
  • Airline Incidental Credit $100
  • TSA PreCheck / Global Entry $100
Spend Milestones
  • 5000 Miles every year
    After $50 spend
No milestones
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: Air France KLM World Elite Mastercard vs Bank of America Premium Rewards

Is the Air France KLM World Elite Mastercard or Bank of America Premium Rewards better for dining?

Air France KLM World Elite Mastercard has no dining bonus; Bank of America Premium Rewards earns 2x on dining.

Which has the higher signup bonus in 2026?

Air France KLM World Elite Mastercard currently offers 75,000 pts signup bonus (spend $3,000 in 3 months). Bank of America Premium Rewards offers 60,000 pts signup bonus (spend $4,000 in 3 months). Air France KLM World Elite Mastercard has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Air France KLM World Elite Mastercard and the Bank of America Premium Rewards?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Bank of America, so check their specific application rules.