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CardCurator — Rewards Intelligence
Card Comparison

Aer Lingus Visa vs The Platinum Card from American Express Exclusively for Morgan Stanley

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Aer Lingus Visa card art
Aer Lingus AerClub
Aer Lingus Visa
Chase
More Info
The Platinum Card from American Express Exclusively for Morgan Stanley card art
American Express Membership Rewards
The Platinum Card from American Express Exclusively for Morgan Stanley
American Express
More Info
Annual Fee
$95/yr
$895/yr
Foreign Fees
None
None
Signup Bonus
85,000 points
Spend $5,000 in 3 months
150,000 points
Spend $12,000 in 6 months
Top Earn Rates
  • British Airways, Aer Lingus, and Iberia 3x
  • hotel accommodations when booked directly with the hotel. 2x
  • All Other Purchases 1x
  • Flights (Direct or Amex Travel) 5x
  • Prepaid Hotels (Amex Travel) 5x
  • All Other Purchases 1x
Reward Type
miles
miles
Key Credits
None
  • Hotel Credit $300
  • Uber Cash $200
  • Uber One Credit $120
  • +2 more
Card Perks
  • Priority Boarding on Aer Lingus flights from and to the US & Ireland
  • Centurion Lounge Access
  • Priority Pass Select
  • Fine Hotels + Resorts
  • +2 more
Spend Milestones
  • Commercial Companion Ticket each year Every calendar year you make purchases of $30,000 on your Aer Lingus Visa Signature Card, you'll receive an economy companion ticket good for 12 months.
    After $30,000 spend
No milestones
Transfer Partners
No transfer partners
  • Flying Blue
  • Delta SkyMiles
  • True Blue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more
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Common Questions: Aer Lingus Visa vs The Platinum Card from American Express Exclusively for Morgan Stanley

Is the Aer Lingus Visa or The Platinum Card from American Express Exclusively for Morgan Stanley better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Aer Lingus Visa currently offers 85,000 pts signup bonus (spend $5,000 in 3 months). The Platinum Card from American Express Exclusively for Morgan Stanley offers 150,000 pts signup bonus (spend $12,000 in 6 months). The Platinum Card from American Express Exclusively for Morgan Stanley has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Aer Lingus Visa and the The Platinum Card from American Express Exclusively for Morgan Stanley?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Aer Lingus Visa is from Chase and The Platinum Card from American Express Exclusively for Morgan Stanley is from American Express, so they're governed by separate bank policies.