Card Comparison
Aer Lingus Visa vs Fairwinds Visa Signature
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
$95/yr
$95/yr
Foreign Fees
None
None
Signup Bonus
85,000 points
Spend $5,000 in 3 months
60,000 points
Spend $5,000 in 3 months
Top Earn Rates
- British Airways, Aer Lingus, and Iberia 3x
- hotel accommodations when booked directly with the hotel. 2x
- All Other Purchases 1x
- Theme Parks 5x
- Travel 5x
- Dining 3x
Reward Type
miles
miles
Key Credits
None
None
Card Perks
- Priority Boarding on Aer Lingus flights from and to the US & Ireland
None listed
Spend Milestones
- Commercial Companion Ticket each year Every calendar year you make purchases of $30,000 on your Aer Lingus Visa Signature Card, you'll receive an economy companion ticket good for 12 months.After $30,000 spend
No milestones
Transfer Partners
No transfer partners
No transfer partners
Common Questions: Aer Lingus Visa vs Fairwinds Visa Signature
Is the Aer Lingus Visa or Fairwinds Visa Signature better for dining?
Aer Lingus Visa has no dining bonus; Fairwinds Visa Signature earns 3x on dining.
Which has the higher signup bonus in 2026?
Aer Lingus Visa currently offers 85,000 pts signup bonus (spend $5,000 in 3 months). Fairwinds Visa Signature offers 60,000 pts signup bonus (spend $5,000 in 3 months). Aer Lingus Visa has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Aer Lingus Visa and the Fairwinds Visa Signature?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Aer Lingus Visa is from Chase and Fairwinds Visa Signature is from Fairwinds Credit Union, so they're governed by separate bank policies.