Card Comparison
Aer Lingus Visa vs Discover it Cash Back
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
$95/yr
No annual fee
Foreign Fees
None
None
Signup Bonus
85,000 points
Spend $5,000 in 3 months
See issuer
Top Earn Rates
- British Airways, Aer Lingus, and Iberia 3x
- hotel accommodations when booked directly with the hotel. 2x
- All Other Purchases 1x
- Rotating Quarterly Categories 5x
- All Other Purchases 1x
Reward Type
miles
cashback
Key Credits
None
None
Card Perks
- Priority Boarding on Aer Lingus flights from and to the US & Ireland
None listed
Spend Milestones
- Commercial Companion Ticket each year Every calendar year you make purchases of $30,000 on your Aer Lingus Visa Signature Card, you'll receive an economy companion ticket good for 12 months.After $30,000 spend
No milestones
Transfer Partners
No transfer partners
Cash back only
Common Questions: Aer Lingus Visa vs Discover it Cash Back
Is the Aer Lingus Visa or Discover it Cash Back better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
Aer Lingus Visa currently offers 85,000 pts signup bonus (spend $5,000 in 3 months). Discover it Cash Back offers $200 signup bonus. Aer Lingus Visa has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Aer Lingus Visa and the Discover it Cash Back?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Aer Lingus Visa is from Chase and Discover it Cash Back is from Discover, so they're governed by separate bank policies.