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Card Comparison

Aer Lingus Visa vs Delta SkyMiles Reserve Business Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Aer Lingus Visa card art
Aer Lingus AerClub
Aer Lingus Visa
Chase
More Info
Delta SkyMiles Reserve Business Card card art
Delta SkyMiles
Delta SkyMiles Reserve Business Card
American Express
More Info
Annual Fee
$95/yr
$650/yr
Foreign Fees
None
None
Signup Bonus
85,000 points
Spend $5,000 in 3 months
125,000 points
Spend $15,000 in 6 months
Top Earn Rates
  • British Airways, Aer Lingus, and Iberia 3x
  • hotel accommodations when booked directly with the hotel. 2x
  • All Other Purchases 1x
  • Delta Purchases 3x
  • Transit/Rideshares 1.5x
  • U.S. Shipping Providers 1.5x
Reward Type
miles
miles
Key Credits
None
  • Statement Credit $10
  • Statement Credit $20
Card Perks
  • Priority Boarding on Aer Lingus flights from and to the US & Ireland
  • Delta Sky Club Access
  • First Checked Bag Free
  • Priority Boarding
  • +2 more
Spend Milestones
  • Commercial Companion Ticket each year Every calendar year you make purchases of $30,000 on your Aer Lingus Visa Signature Card, you'll receive an economy companion ticket good for 12 months.
    After $30,000 spend
  • Unlimited Delta Sky Club Access
    After $75,000 spend
Transfer Partners
No transfer partners
No transfer partners

Common Questions: Aer Lingus Visa vs Delta SkyMiles Reserve Business Card

Is the Aer Lingus Visa or Delta SkyMiles Reserve Business Card better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Aer Lingus Visa currently offers 85,000 pts signup bonus (spend $5,000 in 3 months). Delta SkyMiles Reserve Business Card offers 125,000 pts signup bonus (spend $15,000 in 6 months). Delta SkyMiles Reserve Business Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Aer Lingus Visa and the Delta SkyMiles Reserve Business Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Aer Lingus Visa is from Chase and Delta SkyMiles Reserve Business Card is from American Express, so they're governed by separate bank policies.