Card Comparison
Aer Lingus Visa vs Chase Sapphire Reserve Business
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
$95/yr
$795/yr
Foreign Fees
None
None
Signup Bonus
85,000 points
Spend $5,000 in 3 months
200,000 points
Spend $30,000 in 6 months
Top Earn Rates
- British Airways, Aer Lingus, and Iberia 3x
- hotel accommodations when booked directly with the hotel. 2x
- All Other Purchases 1x
- Chase Travel (including The Edit) 8x
- Lyft rides 5x
- flights & hotels booked direct 4x
Reward Type
miles
miles
Key Credits
None
- Annual Travel Credit $300
- Stays with the Edit $250
- Priority Pass Select Membership $429
- +1 more
Card Perks
- Priority Boarding on Aer Lingus flights from and to the US & Ireland
- Chase Sapphire Lounge (~$200/yr)
Spend Milestones
- Commercial Companion Ticket each year Every calendar year you make purchases of $30,000 on your Aer Lingus Visa Signature Card, you'll receive an economy companion ticket good for 12 months.After $30,000 spend
No milestones
Transfer Partners
No transfer partners
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
Common Questions: Aer Lingus Visa vs Chase Sapphire Reserve Business
Is the Aer Lingus Visa or Chase Sapphire Reserve Business better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
Aer Lingus Visa currently offers 85,000 pts signup bonus (spend $5,000 in 3 months). Chase Sapphire Reserve Business offers 200,000 pts signup bonus (spend $30,000 in 6 months). Chase Sapphire Reserve Business has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Aer Lingus Visa and the Chase Sapphire Reserve Business?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Chase, so check their specific application rules.