Card Comparison
Aer Lingus Visa vs Atmos Rewards Business
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
$95/yr
$99/yr
Foreign Fees
None
None
Signup Bonus
85,000 points
Spend $5,000 in 3 months
75,000 points
Spend $4,000 in 3 months
Top Earn Rates
- British Airways, Aer Lingus, and Iberia 3x
- hotel accommodations when booked directly with the hotel. 2x
- All Other Purchases 1x
- All Purchases 1x
Reward Type
miles
miles
Key Credits
None
None
Card Perks
- Priority Boarding on Aer Lingus flights from and to the US & Ireland
None listed
Spend Milestones
- Commercial Companion Ticket each year Every calendar year you make purchases of $30,000 on your Aer Lingus Visa Signature Card, you'll receive an economy companion ticket good for 12 months.After $30,000 spend
No milestones
Transfer Partners
No transfer partners
No transfer partners
Common Questions: Aer Lingus Visa vs Atmos Rewards Business
Is the Aer Lingus Visa or Atmos Rewards Business better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
Aer Lingus Visa currently offers 85,000 pts signup bonus (spend $5,000 in 3 months). Atmos Rewards Business offers 75,000 pts signup bonus (spend $4,000 in 3 months). Aer Lingus Visa has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Aer Lingus Visa and the Atmos Rewards Business?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Aer Lingus Visa is from Chase and Atmos Rewards Business is from Bank of America, so they're governed by separate bank policies.