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Card Comparison

Aer Lingus Visa vs American Express Business Gold Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Aer Lingus Visa card art
Aer Lingus AerClub
Aer Lingus Visa
Chase
More Info
American Express Business Gold Card card art
American Express Membership Rewards
American Express Business Gold Card
American Express
More Info
Annual Fee
$95/yr
$375/yr
Foreign Fees
None
None
Signup Bonus
85,000 points
Spend $5,000 in 3 months
100,000 points
Spend $15,000 in 3 months
Top Earn Rates
  • British Airways, Aer Lingus, and Iberia 3x
  • hotel accommodations when booked directly with the hotel. 2x
  • All Other Purchases 1x
  • Electronics & Technology 4x
  • U.S. Advertising (Social Media, Search Engines) 4x
  • U.S. Shipping 4x
Reward Type
miles
miles
Key Credits
None
  • Walmart+ Membership $12.95
  • Flexible Business Credit $20
  • SquareSpace.com $150
Card Perks
  • Priority Boarding on Aer Lingus flights from and to the US & Ireland
  • The Hotel Collection Access
  • Baggage Insurance Plan
Spend Milestones
  • Commercial Companion Ticket each year Every calendar year you make purchases of $30,000 on your Aer Lingus Visa Signature Card, you'll receive an economy companion ticket good for 12 months.
    After $30,000 spend
No milestones
Transfer Partners
No transfer partners
  • Flying Blue
  • Delta SkyMiles
  • True Blue
  • Qatar Avios
  • Virgin Atlantic Flying Club
  • +13 more

Common Questions: Aer Lingus Visa vs American Express Business Gold Card

Is the Aer Lingus Visa or American Express Business Gold Card better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Aer Lingus Visa currently offers 85,000 pts signup bonus (spend $5,000 in 3 months). American Express Business Gold Card offers 100,000 pts signup bonus (spend $15,000 in 3 months). American Express Business Gold Card has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Aer Lingus Visa and the American Express Business Gold Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Aer Lingus Visa is from Chase and American Express Business Gold Card is from American Express, so they're governed by separate bank policies.