Card Comparison
Aadvantage MileUp Card vs Citi Strata
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
No annual fee
No annual fee
Foreign Fees
3%
None
Signup Bonus
15,000 points
Spend $500 in 3 months
30,000 points
Spend $1,000 in 3 months
Top Earn Rates
- Grocery Stores (including delivery) 2x
- Eligible American Airlines Purchases 2x
- All Other Purchases 1x
- Hotels (Citi Travel) 5x
- Car Rentals (Citi Travel) 5x
- Attractions (Citi Travel) 5x
Reward Type
miles
miles
Key Credits
None
None
Transfer Partners
No transfer partners
- AAdvantage
- AAdvantage
- Aeromexico Club Premier
- Aeromexico Club Premier
- Accor Live Limitless
- +35 more
Common Questions: Aadvantage MileUp Card vs Citi Strata
Is the Aadvantage MileUp Card or Citi Strata better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
Aadvantage MileUp Card currently offers 15,000 pts signup bonus (spend $500 in 3 months). Citi Strata offers 30,000 pts signup bonus (spend $1,000 in 3 months). Aadvantage MileUp Card has the larger bonus.
Which card is better for international travel?
Citi Strata charges no foreign transaction fees — the better pick for international use. Aadvantage MileUp Card charges 3% on foreign purchases.
Can I hold both the Aadvantage MileUp Card and the Citi Strata?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Citi, so check their specific application rules.