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CardCurator — Rewards Intelligence
Card Comparison

AAdvantage Business World Elite Mastercard vs Bank of America Premium Rewards

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

AAdvantage Business World Elite Mastercard card art
AAdvantage
AAdvantage Business World Elite Mastercard
Citi
More Info
Bank of America Premium Rewards card art
Bank of America Travel Rewards
Bank of America Premium Rewards
Bank of America
More Info
Annual Fee
$99/yr
$95/yr
Foreign Fees
None
None
Signup Bonus
75,000 points
Spend $5,000 in 3 months
60,000 points
Spend $4,000 in 3 months
Top Earn Rates
  • American Airlines purchases 2x
  • telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations 2x
  • All Other Purchases 1x
  • Travel 2x
  • Dining 2x
  • All Other Purchases 1.5x
Reward Type
miles
miles
Key Credits
None
  • Airline Incidental Credit $100
  • TSA PreCheck / Global Entry $100
Card Perks
  • First Checked Bag Free (~$70/yr)
None listed
Transfer Partners
No transfer partners
No transfer partners
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Common Questions: AAdvantage Business World Elite Mastercard vs Bank of America Premium Rewards

Is the AAdvantage Business World Elite Mastercard or Bank of America Premium Rewards better for dining?

AAdvantage Business World Elite Mastercard has no dining bonus; Bank of America Premium Rewards earns 2x on dining.

Which has the higher signup bonus in 2026?

AAdvantage Business World Elite Mastercard currently offers 75,000 pts signup bonus (spend $5,000 in 3 months). Bank of America Premium Rewards offers 60,000 pts signup bonus (spend $4,000 in 3 months). AAdvantage Business World Elite Mastercard has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the AAdvantage Business World Elite Mastercard and the Bank of America Premium Rewards?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. AAdvantage Business World Elite Mastercard is from Citi and Bank of America Premium Rewards is from Bank of America, so they're governed by separate bank policies.