Wrong card + wrong booking + wrong next card = $1,000+/year lost

Stop Wasting Money on Cards & Flights

Using the wrong card at checkout? Booking flights the expensive way? Chasing signup bonuses that don't fit your wallet? Our AI fixes all three — optimizing every swipe, every booking, and every new card decision.

AI picks the best card for every store

AI finds the cheapest way to book flights

AI recommends your next card based on gaps

Get Your Free Portfolio Analysis See What You're Missing

Free forever • No credit card required • 2-minute setup

2,400+

Card Optimizers

$847

Avg. Yearly Savings

150+

Cards in Database

4.9/5

I discovered I was using the wrong card for groceries for 2 years. Card Curator showed me I missed out on over 40,000 points.

Sarah M.

Travel Rewards Enthusiast

$680 in value

The AI told me exactly how to book my Hawaii trip - saved 120,000 miles by transferring to the right partner.

Michael R.

Points & Miles Optimizer

$2,400 saved

Finally understand which card to use where. The merchant search alone is worth it.

Jennifer L.

Casual Card User

3x more rewards

Interactive Preview

See What You're Missing

Select 2-4 cards you own and we'll show you a preview of the insights you're missing. Full analysis requires a free account.

Select your cards (0/4)

Select at least 2 cards to see your portfolio analysis preview

The Card Curator Difference

See how our users transformed their rewards strategy

Before Card Curator

"I just use whatever card is in my wallet"

"I have 50,000 points somewhere... not sure which program"

"Paying $550/year for a card I don't fully utilize"

"No idea how to actually book a flight with points"

Result: ~$500/year in missed rewards

After Card Curator

"I know exactly which card maximizes every purchase"

"All my points tracked in one dashboard with transfer options"

"AI showed me credits I wasn't using - now fully optimized"

"Booked $3,000 flights for 80,000 points thanks to AI guidance"

Result: $800+/year in maximized value

Try Before You Sign Up

Free Tools to Get You Started

Get a taste of what Card Curator offers. These tools work without an account — imagine what you'll unlock with personalized insights.

Award Chart Search

Search award charts from all major airlines. Find the best miles for your next trip.

Search Awards

Card Comparison

Compare cards side-by-side. See fees, rewards, benefits, and transfer partners.

Compare Cards

Best Card for Store

Find which card earns the most at any store or merchant.

AI Card Assistant

Chat with AI for personalized recommendations. 3 free messages!

Try AI Chat

Free tools show you general recommendations. Sign up to see which cards in your wallet are best, track your points, and get personalized AI guidance.

Unlock Personalized Insights

Which Card Should I Use?

Find the best credit card for any store or merchant instantly

Store or Merchant Name

Purchase Amount (Optional)

Everything You Need to Stop Leaving Money Behind

A complete toolkit to turn your credit cards into a coordinated rewards machine

AI That Knows Your Cards

Ask "How do I book a flight to Tokyo?" — get answers based on YOUR points and transfer partners.

Which Card to Swipe

At checkout and don't know which card to use? Search by store and see which of YOUR cards earns the most.

Smart Next Card Picks

Stop chasing random signup bonuses. AI analyzes gaps in YOUR wallet and recommends cards that actually fit your spending.

All Points, One Dashboard

Track Chase UR, Amex MR, Citi ThankYou, airline miles — everything in one place with total value.

Transfer Bonus Alerts

Get notified when 20-30% transfer bonuses hit — matched to YOUR goals and preferred airlines.

Portfolio Grading

See overlaps in your card lineup. Know which cards are worth the fee and which aren't earning enough.

Start Optimizing in 2 Minutes

Add Your Cards

Select from 150+ cards in our database. Takes about 2 minutes.

Get Your Analysis

Instantly see optimization opportunities, gaps, and which card to use where.

Ask the AI Anything

"How do I book this flight?" "Which card at Costco?" Get personalized answers.

New to Credit Card Rewards?

Start with our beginner-friendly guides. No jargon, just clear explanations.

Beginner

Credit Card Basics

How credit cards work and how to use them responsibly.

Read Guide

Beginner

Understanding Rewards

Learn how rewards work and how to maximize earnings.

Read Guide

Intermediate

Getting Started

Choose your first card and build a strategy.

Read Guide

Intermediate

Points Programs

Understand Chase, Amex, and other major programs.

Read Guide

Stop Leaving Money on the Table

Join 2,400+ cardholders who stopped guessing and started maximizing

Get Your Free Analysis

Free forever No credit card 2-minute setup