Amazon Rewards Amazon Visa
Issued by Chase
Reviewed by the CardCurator Editorial Team
Before you apply
Use this quick check so you click out only when the offer and fee structure really fit.
- Best fit: strongest ongoing earning is 3x on Amazon.com purchases.
- Annual fee: No annual fee.
- Who should skip: people chasing premium perks, lounge access, or outsized transfer-partner upside.
- What happens next: you will leave CardCurator for the issuer or partner application page in a new tab.
Confirm current issuer terms and approval rules before you submit an application.
Earning Categories
Current Welcome Bonus
Year 1 net value: +$250 (bonus − annual fee)
Maximize Your Amazon Rewards Points
Expert tips to get the most value from this program
Program Overview
Amazon Rewards is the cashback program for Amazon co-branded credit cards issued by Chase. Prime members earn 5% at Amazon.com, Amazon Fresh, Whole Foods Market, and Chase Travel; 2% at restaurants, gas stations, and local transit/commuting; 1% everywhere else. Non-Prime members earn at lower rates. The program earns cash back that can be applied toward Amazon purchases or redeemed as statement credits. Points do not transfer to airline or hotel programs. Best for: heavy Amazon and Whole Foods shoppers who are Prime members. The 5% back at Amazon and Whole Foods is one of the highest rates available at those merchants.
Earning Tips
Amazon Prime Rewards Visa (Prime required): - 5% at Amazon.com, Amazon Fresh, Whole Foods Market, and Chase Travel - 2% at restaurants, gas stations, and local transit/commuting - 1% everywhere else Amazon Visa (no Prime required): - 3% at Amazon.com, Amazon Fresh, and Whole Foods Market - 2% at restaurants, gas stations, and drugstores - 1% everywhere else Tips: - Must maintain Prime membership for the 5% earning rate - Stack with other high-earning cards for non-Amazon categories - 5% at Whole Foods makes this an excellent grocery card for Prime members who shop there
Redemption Tips
Cashback (1¢/point equivalent): - Amazon.com purchases: apply at checkout - Statement credit: redeem anytime - Gift cards Best value: apply toward Amazon purchases for seamless checkout. Statement credit is equally valuable. No optimization needed.
Compare This Card
See how the Amazon Visa stacks up against other cards side by side — fees, bonuses, earn rates, and more.
Related guide: Prime Visa vs Amazon Visa (2026): Which Amazon Card Should You Get?
Approval Insights
Recent community application data for this card. Issuers make the final decision, but this gives you a public read on how similar applicants have been doing lately.
How to use this
- Use the approval summary as a signal, not a guarantee.
- Combine it with issuer rules like 5/24, Amex lifetime language, and velocity limits.
- Open the full approval page to see recent datapoints, profile bands, and notes.
Most card pages stop at a generic credit-score range. CardCurator layers real community submissions on top of card detail, rewards value, and application strategy.
Frequently Asked Questions
- What is the annual fee for the Amazon Visa?
- The Amazon Visa has no annual fee.
- What is the best category to use the Amazon Visa for?
- The Amazon Visa earns 3x on Amazon.com purchases, making it the strongest earning category for this card.
- What is the Amazon Visa welcome bonus in 2026?
- The Amazon Visa currently offers a welcome bonus of 25,000 points.
- Does the Amazon Visa charge foreign transaction fees?
- No, the Amazon Visa does not charge foreign transaction fees, making it a good choice for international purchases.
- How much are Amazon Rewards points worth?
- Amazon Rewards points are worth approximately 1.00¢ per point on average, with premium redemptions reaching up to 1.00¢ per point. Values based on industry estimates including The Points Guy and NerdWallet.
Ready to Get the Amazon Visa?
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