Wallet Optimizer
Your current cards
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See My Wallet GapsRanked by earning rate — affiliate fees never influence results.
Next Card to Add
Based on wallet gaps — ranked by estimated annual value added
Blue Cash Preferred® Card from American Express
American Express · $95/yr
est. lift
American Express® Gold Card
American Express Membership Rewards · $325/yr
est. lift
Ranked by earning rate improvement — affiliate fees don't affect this order.
Best Cards by Category
Which card to use for each type of spending
Dining
Restaurants, bars, cafes
Chase Sapphire Preferred
Chase Ultimate Rewards
Groceries
Supermarkets, grocery stores
Citi Double Cash
Citi
Travel
Flights, hotels, rental cars
Chase Sapphire Preferred
Chase Ultimate Rewards
Gas
Gas stations, fuel
Citi Double Cash
Citi
Streaming
Netflix, Spotify, etc.
Citi Double Cash
Citi
Transit
Public transportation, rideshare
Chase Sapphire Preferred
Chase Ultimate Rewards
Online Shopping
E-commerce, online purchases
Citi Double Cash
Citi
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