The Citi Strata Elite edges out the The Business Platinum Card from American Express for most cardholders — it wins on 3 of 4 comparison categories and offers 100,000 pts signup bonus earns more (up to 12x vs 5x). The The Business Platinum Card from American Express is the better choice if you prioritize a different rewards ecosystem.
Citi Strata Elite vs The Business Platinum Card from American Express
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- Hotels (Citi Travel) 12x
- Car Rentals (Citi Travel) 12x
- Attractions (Citi Travel) 12x
- Flights (Amex Travel) 5x
- Prepaid Hotels (Amex Travel) 5x
- Purchases $5,000+ 1.5x
- Hotel Benefit $300
- Splurge Credit $200
- Blacklane Credit $200
- +3 more
- Dell Technologies Credit $200
- Indeed Credit $360
- Adobe Credit $150
- +4 more
- Priority Pass Select
- Hertz Five Star Status
- 25% Points Bonus on Portal Redemptions
- Centurion Lounge Access
- Priority Pass Select
- Fine Hotels + Resorts
- +5 more
- AAdvantage
- AAdvantage
- Accor Live Limitless
- Accor Live Limitless
- Avianca LifeMiles
- +33 more
- Flying Blue
- Delta SkyMiles
- JetBlue TrueBlue
- Qatar Avios
- Virgin Atlantic Flying Club
- +13 more
Common Questions: Citi Strata Elite vs The Business Platinum Card from American Express
Is the Citi Strata Elite or The Business Platinum Card from American Express better for dining?
Citi Strata Elite earns 6x on dining; The Business Platinum Card from American Express has no dining bonus.
Which has the higher signup bonus in 2026?
Citi Strata Elite currently offers 100,000 pts signup bonus (spend $6,000 in 3 months). The Business Platinum Card from American Express offers 300,000 pts signup bonus (spend $20,000 in 3 months). The Business Platinum Card from American Express has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Citi Strata Elite and the The Business Platinum Card from American Express?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Citi Strata Elite is from Citi and The Business Platinum Card from American Express is from American Express, so they're governed by separate bank policies.