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CardCurator — Rewards Intelligence
Quick Answer

The U.S. Bank Triple Cash Rewards Business edges out the Citi Double Cash for most cardholders — it wins on 2 of 4 comparison categories and offers $8 signup bonus. The Citi Double Cash is the better choice if you prioritize a different rewards ecosystem.

Card Comparison

Citi Double Cash vs U.S. Bank Triple Cash Rewards Business

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Citi Double Cash card art
Citi ThankYou Points
Citi Double Cash
Citi
More Info
U.S. Bank Triple Cash Rewards Business card art
U.S. Bank Cash Rewards
U.S. Bank Triple Cash Rewards Business
U.S. Bank
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
3%
3%
Signup Bonus
$200 credit
Spend $1,500 in 6 months
$750 credit
Spend $6,000 in 6 months
Top Earn Rates
  • Citi Travel 5x
  • All Other Purchases 2x
  • Travel Center 5x
  • Gas / EV Charging 3x
  • Office Supply Stores 3x
Reward Type
cashback
cashback
Pts Value
~1.90¢/pt points · industry est.
~1.00¢/pt points · industry est.
Key Credits
None
  • Software Service Credit $100
Transfer Partners
  • AAdvantage
  • AAdvantage
  • Accor Live Limitless
  • Accor Live Limitless
  • Avianca LifeMiles
  • +33 more
Cash back only
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Common Questions: Citi Double Cash vs U.S. Bank Triple Cash Rewards Business

Is the Citi Double Cash or U.S. Bank Triple Cash Rewards Business better for dining?

Citi Double Cash has no dining bonus; U.S. Bank Triple Cash Rewards Business earns 3x on dining.

Which has the higher signup bonus in 2026?

Citi Double Cash currently offers $2 signup bonus (spend $1,500 in 6 months). U.S. Bank Triple Cash Rewards Business offers $8 signup bonus (spend $6,000 in 6 months). U.S. Bank Triple Cash Rewards Business has the larger bonus.

Which card is better for international travel?

Both cards charge foreign transaction fees (Citi Double Cash: 3%, U.S. Bank Triple Cash Rewards Business: 3%). Consider a no-foreign-fee card for international travel.

Can I hold both the Citi Double Cash and the U.S. Bank Triple Cash Rewards Business?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Citi Double Cash is from Citi and U.S. Bank Triple Cash Rewards Business is from U.S. Bank, so they're governed by separate bank policies.