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Quick Answer

The Citi Double Cash and TD Business Solutions Credit Card are closely matched. Citi Double Cash wins on 1 categories ($2 signup bonus); TD Business Solutions Credit Card wins on 1 ($400 signup bonus). The better pick depends on your spending patterns.

Card Comparison

Citi Double Cash vs TD Business Solutions Credit Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Citi Double Cash card art
Citi ThankYou Points
Citi Double Cash
Citi
More Info
TD Business Solutions Credit Card card art
TD Bank Cash Back
TD Business Solutions Credit Card
TD Bank
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
3%
3%
Signup Bonus
$200 credit
Spend $1,500 in 6 months
$400 credit
Spend $3,000 in 3 months
was 25k pts
Top Earn Rates
  • Citi Travel 5x
  • All Other Purchases 2x
  • All Purchases 2x
Reward Type
cashback
cashback
Pts Value
~1.90¢/pt points · industry est.
~1.00¢/pt cash back dollars · industry est.
Key Credits
None
None
Transfer Partners
  • AAdvantage
  • AAdvantage
  • Accor Live Limitless
  • Accor Live Limitless
  • Avianca LifeMiles
  • +33 more
Cash back only

Common Questions: Citi Double Cash vs TD Business Solutions Credit Card

Is the Citi Double Cash or TD Business Solutions Credit Card better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Citi Double Cash currently offers $2 signup bonus (spend $1,500 in 6 months). TD Business Solutions Credit Card offers $400 signup bonus (spend $3,000 in 3 months). TD Business Solutions Credit Card has the larger bonus.

Which card is better for international travel?

Both cards charge foreign transaction fees (Citi Double Cash: 3%, TD Business Solutions Credit Card: 3%). Consider a no-foreign-fee card for international travel.

Can I hold both the Citi Double Cash and the TD Business Solutions Credit Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Citi Double Cash is from Citi and TD Business Solutions Credit Card is from TD Bank, so they're governed by separate bank policies.