The British Airways Visa and Choice Privileges Select Mastercard are closely matched. British Airways Visa wins on 1 categories (90,000 pts signup bonus); Choice Privileges Select Mastercard wins on 1 (60,000 pts signup bonus). The better pick depends on your spending patterns.
British Airways Visa vs Choice Privileges Select Mastercard
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
- British Airways, Aer Lingus, and Iberia 3x
- hotel accommodations when booked directly with the hotel 2x
- All Other Purchases 1x
- Choice Hotels® properties22 plus on Choice Privileges point purchases 10x
- gas stations, grocery stores, home improvement stores and phone plan services 5x
- All Other Purchases 1x
- Travel Together Ticket every calendar year you make $30,000 in purchases on your British Airways credit card. Valid for two years when you redeem Avios for a flight on British Airways for a companion traveling on the same flight, or use it for a 50% discount on the Avios price you pay when booking a solo reward flightAfter $30,000 spend
Common Questions: British Airways Visa vs Choice Privileges Select Mastercard
Is the British Airways Visa or Choice Privileges Select Mastercard better for dining?
Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.
Which has the higher signup bonus in 2026?
British Airways Visa currently offers 90,000 pts signup bonus (spend $5,000 in 3 months). Choice Privileges Select Mastercard offers 60,000 pts signup bonus (spend $3,000 in 3 months). British Airways Visa has the larger bonus.
Which card is better for international travel?
British Airways Visa charges no foreign transaction fees — the better pick for international use. Choice Privileges Select Mastercard charges 3% on foreign purchases.
Can I hold both the British Airways Visa and the Choice Privileges Select Mastercard?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. British Airways Visa is from Chase and Choice Privileges Select Mastercard is from Wells Fargo, so they're governed by separate bank policies.