X Card
Issued by Cross River Bank
Reviewed by the CardCurator Editorial Team
Decision check
Is X Card worth applying for?
you can make 3x on Eligible Purchases part of your regular spending.
you are looking for premium perks, lounge access, or more transfer-partner upside.
Application links open the issuer or partner application in a new tab. Confirm current terms and approval rules before submitting.
Earning Categories
Card Perks
ATM fees charged are reimbursed within three calendar days.
Compare This Card
See how the X Card stacks up against other cards side by side — fees, bonuses, earn rates, and more.
Approval Insights
Not enough approval data yet for this card. Issuers make the final decision, so we will not show an approval rate or score range until there are public datapoints to support one.
Frequently Asked Questions
- What is the annual fee for the X Card?
- The X Card has no annual fee.
- What is the best category to use the X Card for?
- The X Card earns 3x on Eligible Purchases, making it the strongest earning category for this card.
- Does the X Card charge foreign transaction fees?
- No, the X Card does not charge foreign transaction fees, making it a good choice for international purchases.
Use a category hub if you are not ready to apply for X Card
Stay on a goal-based path instead of reopening random tabs. Start with the most relevant category guide, or jump to the main best-cards hub if you want broader partner inventory.
Best if you are still comparing simpler everyday-rewards options.
Ready to Get the X Card?
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