Wyndham Rewards Wyndham Rewards Earner Business Card
Issued by Barclays
Reviewed by the CardCurator Editorial Team
Before you apply
Use this quick check so you click out only when the offer and fee structure really fit.
- Best fit: strongest ongoing earning is 8x on Hotels by Wyndham as well as on qualifying gas purchases.
- Bonus hurdle: spend $3,000 in 3 months.
- Annual fee: $95 charged each year.
- Who should skip: anyone who will not recover the annual fee through ongoing spend, credits, or the welcome bonus.
- What happens next: you will leave CardCurator for the issuer or partner application page in a new tab.
Confirm current issuer terms and approval rules before you submit an application.
Earning Categories
Current Welcome Bonus
Year 1 net value: +$310 (bonus − annual fee)
Card Perks
Automatically receive a Wyndham Rewards DIAMOND member level and enjoy suite upgrades, welcome amenity at check-in, and more.
Redeem 10% fewer Wyndham Rewards points for free nights, which means you can book free nights starting at just 6,750 points
Maximize Your Wyndham Rewards Points
Expert tips to get the most value from this program
Program Overview
Wyndham Rewards is the loyalty program for Wyndham Hotels, one of the world's largest hotel companies with 9,000+ properties across 24 brands. Known for its simple flat-rate redemption that offers great value at higher-end properties. Key strengths: - Simple, fixed-tier redemptions: 7,500 / 15,000 / 30,000 pts per night (no dynamic pricing) - Massive global footprint (9,000+ hotels) - Wells Fargo transfers at 1:2 — best inbound rate of any transfer currency (1,000 WF → 2,000 Wyndham); Capital One, Chase, Citi, and Bilt all transfer at 1:1 - Go Fast award: points + cash hybrid option (1,500/3,000/6,000 pts + discounted cash rate) - Points don't expire with account activity - April 2026: property category reshuffle (~88% same tier, ~8% lower, ~4% higher) Key weaknesses: - Most US properties are budget brands (La Quinta, Days Inn, Super 8); luxury options limited - 30,000-tier vacaion club properties in Hawaii devalued (was 15,000 as of Oct 2025) - Smaller international footprint vs. Marriott or Hilton
Earning Tips
Earning strategy: Credit cards: - Wyndham Rewards Earner Plus (Barclays): 6x at Wyndham/gas/groceries, 1x everything else - Wyndham Rewards Earner Business (Barclays): 8x at Wyndham, 5x marketing/utilities, 1x everything else - Wyndham Rewards Earner (Barclays): 5x at Wyndham/gas/groceries, no annual fee Hotel stays: - Members earn 10 points per $1 at most Wyndham properties - Elite tiers (Gold, Platinum, Diamond) earn bonus points Key tips: - Wyndham cards offer competitive earn rates for the annual fee - Transfer from Capital One or Bilt when direct earning isn't enough - Wyndham runs promotions for bonus earning on stays - Caesars Rewards members can match/link status with Wyndham
Redemption Tips
Best redemption values: Go Free awards: - Tier 1 (Budget): 7,500 pts/night — La Quinta, Microtel, Days Inn, Super 8 - Tier 2 (Standard): 15,000 pts/night — any Wyndham property including Registry Collection and Dolce - Tier 3 (Premium): 30,000 pts/night — highest-demand properties, vacation club properties (Hawaii moved here Oct 2025) April 2026 reshuffle note: ~88% of properties unchanged, ~8% moved to a LOWER tier (better value), ~4% moved HIGHER. Book before checking in; Wyndham honors the rate at time of booking if a property moves up, and refunds the difference if it moves down. Strategy: - 15,000-tier properties in expensive markets (Caribbean, Europe, city-center) offer best value — compare cash rate vs. 15,000 pts for cpp - Luxury properties (Dolce, Trademark Collection) at 15,000 pts can yield 3–5+ cpp - Wells Fargo 1:2 transfer: 7,500 WF pts → 15,000 Wyndham → one standard night; effectively 7,500 flexible points per hotel night Go Fast awards: - 1,500 / 3,000 / 6,000 pts + discounted cash rate per tier - Good when points balance is short of a full Go Free night Avoid: - Budget properties at 7,500 pts when cash rates are under $60 (~0.8 cpp) - Hawaii vacation club properties now at 30,000-tier (moved Oct 2025)
Transfer Strategy
Inbound transfers TO Wyndham: - Wells Fargo Rewards: 1:2 (BEST — 1,000 WF → 2,000 Wyndham) - Chase Ultimate Rewards: 1:1 - Capital One Miles: 1:1 - Citi ThankYou Points: 1:1 - Bilt Rewards: 1:1 Wells Fargo is the only inbound currency that transfers at better than 1:1, making it the preferred source when accumulating Wyndham points via transfer. Strategy tips: - Use Wells Fargo as the primary transfer source whenever possible (double the points vs. all other partners) - Chase/Capital One/Citi/Bilt: 1:1 transfers still viable for high-value properties - Flat-rate redemptions mean higher-end properties offer the best value per point - Transfer only when you have a specific confirmed redemption — transfers are not reversible - 15,000 pts/night at any Wyndham property (including Dolce, Registry Collection) is the primary sweet spot
Milestones & Bonuses
Wyndham Rewards Program
Based on 10,000 points transferred
Compare This Card
See how the Wyndham Rewards Earner Business Card stacks up against other cards side by side — fees, bonuses, earn rates, and more.
Approval Insights
Recent community application data for this card. Issuers make the final decision, but this gives you a public read on how similar applicants have been doing lately.
How to use this
- Use the approval summary as a signal, not a guarantee.
- Combine it with issuer rules like 5/24, Amex lifetime language, and velocity limits.
- Open the full approval page to see recent datapoints, profile bands, and notes.
Most card pages stop at a generic credit-score range. CardCurator layers real community submissions on top of card detail, rewards value, and application strategy.
Frequently Asked Questions
- What is the annual fee for the Wyndham Rewards Earner Business Card?
- The Wyndham Rewards Earner Business Card has an annual fee of $95 per year.
- What is the best category to use the Wyndham Rewards Earner Business Card for?
- The Wyndham Rewards Earner Business Card earns 8x on Hotels by Wyndham as well as on qualifying gas purchases, making it the strongest earning category for this card.
- What is the Wyndham Rewards Earner Business Card welcome bonus in 2026?
- The Wyndham Rewards Earner Business Card currently offers a welcome bonus of 45,000 points after spending $3,000 in the first 3 months.
- Does the Wyndham Rewards Earner Business Card charge foreign transaction fees?
- No, the Wyndham Rewards Earner Business Card does not charge foreign transaction fees, making it a good choice for international purchases.
- How much are Wyndham Rewards points worth?
- Wyndham Rewards points are worth approximately 1.00¢ per point on average, with premium redemptions reaching up to 1.40¢ per point. Values based on industry estimates including The Points Guy and NerdWallet.
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