TD FlexPay Credit Card
Issued by TD Bank
Current Welcome Bonus
No signup bonus
Year 1 net value: +$0 (bonus − annual fee)
Maximize Your TD Bank Cash Back Points
Program Overview
TD Bank Cash Back is the cashback rewards program for TD Bank credit cards available in the US (primarily along the East Coast). The TD Cash Credit Card earns 3% on dining, 2% on groceries, and 1% on all other purchases. Rewards redeem as statement credits or deposits to TD Bank accounts. Best for: TD Bank customers on the East Coast who want a simple dining and grocery cashback card. Limited to US customers in TD Bank's service area.
Earning Tips
TD Cash Credit Card: - 3% on dining - 2% on groceries - 1% on all other purchases - No annual fee TD Double Up Credit Card: - 2% on all purchases - Best as a flat-rate complement to the TD Cash card Strategy: - Use TD Cash for dining (3%) and groceries (2%) - TD Double Up for all other spend at 2% - Rewards deposit directly to TD Bank checking/savings accounts
Redemption Tips
Cashback redemptions at 1¢/point: - Statement credit - Deposit to TD Bank checking or savings account - Gift cards No optimization needed. TD Bank relationship customers benefit from direct account deposits. Rewards typically expire if not redeemed within a set period — check card terms.
Card Details
Compare This Card
See how the TD FlexPay Credit Card stacks up against other cards side by side — fees, bonuses, earn rates, and more.
Ready to Optimize Your Wallet?
Let our AI help you find the perfect card combination for your spending habits
We never share your data. Your privacy is our priority.