Target Circle Credit Card
Issued by TD Bank
Reviewed by the CardCurator Editorial Team
Earning Categories
Current Welcome Bonus
Get $50 in Target Circle Rewards after spending $50 within the first 60 days of account opening
Year 1 net value: +$50 (bonus − annual fee)
Card Perks
Free 2-day shipping on hundreds of thousands of items at Target.com.
Get an extra 30 days to return items beyond Target's standard return window.
Save 50% on a Target Circle 360 membership, which includes same-day delivery and monthly freebies.
Save 5% at any in-store Starbucks location inside Target.
Get 5% off gift cards for travel, dining, and more at Target.
Other Target Circle Cards
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Frequently Asked Questions
- What is the annual fee for the Target Circle Credit Card?
- The Target Circle Credit Card has no annual fee.
- What is the best category to use the Target Circle Credit Card for?
- The Target Circle Credit Card earns 5x on Target Purchases, making it the strongest earning category for this card.
- What is the Target Circle Credit Card welcome bonus in 2026?
- The Target Circle Credit Card currently offers a welcome bonus of $50 statement credit after spending $50 in the first 2 months.
- Does the Target Circle Credit Card charge foreign transaction fees?
- No, the Target Circle Credit Card does not charge foreign transaction fees, making it a good choice for international purchases.
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