Synchrony Premier MastercardSynchrony Premier World Mastercard
Issued by Synchrony Bank
Reviewed by the CardCurator Editorial Team
Decision check
Is Synchrony Premier World Mastercard worth applying for?
you can make 2x on All Purchases part of your regular spending.
you are looking for premium perks, lounge access, or more transfer-partner upside.
Application links open the issuer or partner application in a new tab. Confirm current terms and approval rules before submitting.
Earning Categories
Maximize Your Synchrony Premier Points
Expert tips to get the most value from this program
Program Overview
Synchrony Premier World Mastercard earns a flat 2% cash back on all purchases with no annual fee. Cash back is automatically applied as a statement credit — no redemption needed. No categories to track.
Earning Tips
2% on everything — no category optimization needed. Best for simplicity alongside other cards.
Redemption Tips
Cash back posts automatically as a statement credit within 2 billing cycles. No minimum, no manual redemption. 1¢ per point equivalent.
Compare This Card
See how the Synchrony Premier World Mastercard stacks up against other cards side by side — fees, bonuses, earn rates, and more.
Approval Insights
Recent community application data for this card. Issuers make the final decision, but this gives you a public read on how similar applicants have been doing lately.
How to use this
- Use the approval summary as a signal, not a guarantee.
- Combine it with issuer rules like 5/24, Amex lifetime language, and velocity limits.
- Open the full approval page to see recent datapoints, profile bands, and notes.
Most card pages stop at a generic credit-score range. CardCurator layers real community submissions on top of card detail, rewards value, and application strategy.
Frequently Asked Questions
- What is the annual fee for the Synchrony Premier World Mastercard?
- The Synchrony Premier World Mastercard has no annual fee.
- What is the best category to use the Synchrony Premier World Mastercard for?
- The Synchrony Premier World Mastercard earns 2x on All Purchases, making it the strongest earning category for this card.
- Does the Synchrony Premier World Mastercard charge foreign transaction fees?
- Yes, the Synchrony Premier World Mastercard charges a 3% foreign transaction fee on purchases made outside the United States.
- How much are Synchrony Premier points worth?
- Synchrony Premier points are worth approximately 1.00¢ per point on average, with premium redemptions reaching up to 1.00¢ per point. Values based on industry estimates including The Points Guy and NerdWallet.
Use a category hub if you are not ready to apply for Synchrony Premier World Mastercard
Stay on a goal-based path instead of reopening random tabs. Start with the most relevant category guide, or jump to the main best-cards hub if you want broader partner inventory.
Best if you are still comparing simpler everyday-rewards options.
Need a simpler cash back option?
Browse partner cash back cards if you want straightforward value, lower complexity, or a better match for everyday spending.
What to check before you leave
- Prioritize the categories where you spend the most each month.
- Check whether a flat-rate card may outperform rotating or capped bonuses.
- Confirm the fee structure and current welcome offer before applying.
You will open our partner marketplace in a new tab. Use it only if you are still actively comparing alternatives to this card.
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Ready to Get the Synchrony Premier World Mastercard?
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