Sun Country Rewards VisaSun Country Airlines Visa
Issued by Synchrony Bank
Reviewed by the CardCurator Editorial Team
Before you apply
Use this quick check so you click out only when the offer and fee structure really fit.
- Best fit: strongest ongoing earning is 5x on Sun Country purchases.
- Bonus hurdle: spend $1,000 in 9 months.
- Annual fee: $89 charged each year.
- Who should skip: anyone who will not recover the annual fee through ongoing spend, credits, or the welcome bonus.
- What happens next: you will leave CardCurator for the issuer or partner application page in a new tab.
Confirm current issuer terms and approval rules before you submit an application.
Earning Categories
Current Welcome Bonus
Year 1 net value: +$161 (bonus − annual fee)
Card Perks
50% off your first bag For you and your travel companions on the same itinerary when purchasing pre-flight on SunCountry.com
For you and your travel companions on the same itinerary when purchasing pre-flight on SunCountry.com
Maximize Your Sun Country Rewards Points
Expert tips to get the most value from this program
Program Overview
Sun Country Rewards is the loyalty program for Sun Country Airlines (SY), a Minneapolis-based leisure carrier that also operates Amazon Air charter services. The program earns points on Sun Country flights and partner spending, redeemable for Sun Country flight awards. Sun Country is a budget carrier with leisure-focused routes, particularly strong in the upper Midwest and to popular warm-weather destinations (Cancun, Caribbean, Florida). No transfer partners and limited route network. Best for: travelers in Sun Country's core markets (Minneapolis/MSP) who fly the airline regularly.
Earning Tips
Sun Country Rewards Visa (Elan Financial): earns points on Sun Country purchases and everyday spend. Limited earning opportunities outside of Sun Country flights and the co-branded card.
Redemption Tips
Points redeem for Sun Country flight awards using a fixed-value or distance-based system. Limited network means limited redemption options. Points are best used for Sun Country leisure routes where the airline has nonstop service.
Milestones & Bonuses
Compare This Card
See how the Sun Country Airlines Visa stacks up against other cards side by side — fees, bonuses, earn rates, and more.
Approval Insights
Recent community application data for this card. Issuers make the final decision, but this gives you a public read on how similar applicants have been doing lately.
How to use this
- Use the approval summary as a signal, not a guarantee.
- Combine it with issuer rules like 5/24, Amex lifetime language, and velocity limits.
- Open the full approval page to see recent datapoints, profile bands, and notes.
Most card pages stop at a generic credit-score range. CardCurator layers real community submissions on top of card detail, rewards value, and application strategy.
Frequently Asked Questions
- What is the annual fee for the Sun Country Airlines Visa?
- The Sun Country Airlines Visa has an annual fee of $89 per year.
- What is the best category to use the Sun Country Airlines Visa for?
- The Sun Country Airlines Visa earns 5x on Sun Country purchases, making it the strongest earning category for this card.
- What is the Sun Country Airlines Visa welcome bonus in 2026?
- The Sun Country Airlines Visa currently offers a welcome bonus of 25,000 points after spending $1,000 in the first 9 months.
- Does the Sun Country Airlines Visa charge foreign transaction fees?
- No, the Sun Country Airlines Visa does not charge foreign transaction fees, making it a good choice for international purchases.
- How much are Sun Country Rewards points worth?
- Sun Country Rewards points are worth approximately 0.80¢ per point on average, with premium redemptions reaching up to 1.00¢ per point. Values based on industry estimates including The Points Guy and NerdWallet.
Need more travel card options?
Browse partner travel cards if this card is not the right fit but you still want points, transfer partners, or stronger travel perks.
What to check before you leave
- Look for a welcome bonus you can realistically earn.
- Compare the annual fee against lounge access, travel credits, or hotel perks.
- Check issuer rules and current terms before you apply.
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