PREMIER Bankcard Mastercard Credit Card
Issued by PREMIER Bankcard
Reviewed by the CardCurator Editorial Team
Before you apply
Use this quick check so you click out only when the offer and fee structure really fit.
- Annual fee: $99 charged each year.
- Who should skip: anyone who will not recover the annual fee through ongoing spend, credits, or the welcome bonus.
- What happens next: you will leave CardCurator for the issuer or partner application page in a new tab.
Confirm current issuer terms and approval rules before you submit an application.
Maximize Your PREMIER Bankcard Points
Expert tips to get the most value from this program
Program Overview
PREMIER Bankcard is a credit-building / credit-access program and should not be treated like a traditional rewards ecosystem. Its role in Card Curator is mostly to represent products that may approve users with challenged credit, where fee structure, credit-limit dynamics, and long-term upgrade path matter far more than redemption value. If a user is considering this program, the strategic question is usually whether the card is an acceptable temporary step toward healthier credit. Rewards, if present, are secondary and should be valued conservatively against the real cost of carrying the product.
Compare This Card
See how the PREMIER Bankcard Mastercard Credit Card stacks up against other cards side by side — fees, bonuses, earn rates, and more.
Approval Insights
Recent community application data for this card. Issuers make the final decision, but this gives you a public read on how similar applicants have been doing lately.
How to use this
- Use the approval summary as a signal, not a guarantee.
- Combine it with issuer rules like 5/24, Amex lifetime language, and velocity limits.
- Open the full approval page to see recent datapoints, profile bands, and notes.
Most card pages stop at a generic credit-score range. CardCurator layers real community submissions on top of card detail, rewards value, and application strategy.
Frequently Asked Questions
- What is the annual fee for the PREMIER Bankcard Mastercard Credit Card?
- The PREMIER Bankcard Mastercard Credit Card has an annual fee of $99 per year.
- Does the PREMIER Bankcard Mastercard Credit Card charge foreign transaction fees?
- Yes, the PREMIER Bankcard Mastercard Credit Card charges a 3% foreign transaction fee on purchases made outside the United States.
- How much are PREMIER Bankcard points worth?
- PREMIER Bankcard points are worth approximately 1.00¢ per point on average, with premium redemptions reaching up to 1.00¢ per point. Values based on industry estimates including The Points Guy and NerdWallet.
Ready to Get the PREMIER Bankcard Mastercard Credit Card?
Apply now and track your rewards, credits, and signup bonus progress — all in one place
We never share your data. Your privacy is our priority.