Milestone Mastercard
Issued by The Bank of Missouri
Reviewed by the CardCurator Editorial Team
Before you apply
Use this quick check so you click out only when the offer and fee structure really fit.
- Annual fee: $99 charged each year.
- Who should skip: anyone who will not recover the annual fee through ongoing spend, credits, or the welcome bonus.
- What happens next: you will leave CardCurator for the issuer or partner application page in a new tab.
Confirm current issuer terms and approval rules before you submit an application.
Maximize Your Milestone Points
Expert tips to get the most value from this program
Program Overview
Milestone is a credit-building / credit-access program in Card Curator rather than a meaningful rewards currency. The associated cards are better framed as tools for access to revolving credit and payment-history reporting, with rewards value, if any, sitting well behind annual fees, account terms, and the user's near-term path to a better card. For recommendations, treat Milestone as a transitional program. It may fit users who need approval options in a weaker credit band, but it is usually not a long-term destination for spending because the ecosystem does not offer transfer flexibility or standout fixed-value rewards.
Compare This Card
See how the Milestone Mastercard stacks up against other cards side by side — fees, bonuses, earn rates, and more.
Approval Insights
Recent community application data for this card. Issuers make the final decision, but this gives you a public read on how similar applicants have been doing lately.
How to use this
- Use the approval summary as a signal, not a guarantee.
- Combine it with issuer rules like 5/24, Amex lifetime language, and velocity limits.
- Open the full approval page to see recent datapoints, profile bands, and notes.
Most card pages stop at a generic credit-score range. CardCurator layers real community submissions on top of card detail, rewards value, and application strategy.
Frequently Asked Questions
- What is the annual fee for the Milestone Mastercard?
- The Milestone Mastercard has an annual fee of $99 per year.
- Does the Milestone Mastercard charge foreign transaction fees?
- Yes, the Milestone Mastercard charges a 1% foreign transaction fee on purchases made outside the United States.
- How much are Milestone points worth?
- Milestone points are worth approximately 1.00¢ per point on average, with premium redemptions reaching up to 1.00¢ per point. Values based on industry estimates including The Points Guy and NerdWallet.
Ready to Get the Milestone Mastercard?
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