Mesa Homeowners
Mesa Homeowner Visa Signature
Issued by Celtic Bank
$0
Annual Fee
1x
Base Rate
3x
home improvement, decor, maintenance, utilities, and daycare
Annual Fee
No Fee
Default Earn Rate
1x
points/$
Point Value
1.00c each
Foreign Transaction Fee
None
Earning Categories
monthly mortgage payments. You must make $1,000 in qualifying purchases each month to earn rewards on your mortgage payments.
Cap: $100,000
home improvement, decor, maintenance, utilities, and daycare
groceries, gas, EV charging, & more
Statement Credits
$825/year totalretailer membership
$65
/year
$65 per year toward an eligible retailer membership, such as Sam’s Club or Costco
Lowe's
$30
/quarter
pet care services through Wag!
$120
/year
The Farmer’s Dog
$120
/year
Armadillo
$100
/year
100 credit toward your first home warranty claim through Armadillo
Thumbtack
$200
/year
200 per year for home maintenance services booked through Thumbtack
Cozy Earth
$100
/year
100 gift card to Cozy Earth, a merchant selling ethically produced bedding and loungewear.
Card Perks
$100/year est. valueone-year subscription to Instacart+
OTHERStarting Oct. 15, 2025, cardholders get a complimentary one-year subscription to Instacart+. An Instacart+ membership typically costs $99 yearly and includes perks like free delivery on orders over $35, and subscriptions to Peacock and New York Times Cooking
$100
Mesa Homeowners Program
Program Details
Currency points
Program Type CREDIT_CARD
Transfer Partners (10)
Accor Live Limitless
1:0.66 Aeromexico Club Premier
1:1 Air Canada Aeroplan
1:1 Air India Maharaja Club
1:1 Cathay Pacific Asia Miles
1:1 Finnair Plus
1:1 Hainan Airlines Fortune Wings Club
1:1 Scandinavian Airlines EuroBonus
1:1 Thai Royal Orchid Plus
1:1 Vietnam Airlines Lotus Miles
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