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Mesa Homeowner Visa Signature
Mesa Homeowners

Mesa Homeowner Visa Signature

Issued by Celtic Bank

$0
Annual Fee
1x
Base Rate
3x
home improvement, decor, maintenance, utilities, and daycare

$825/year in trackable credits — never leave money on the table

Track Mesa Homeowner Visa Signature Free
Annual Fee
No Fee
Default Earn Rate
1x points/$
Point Value
1.00c each
Foreign Transaction Fee
None

Earning Categories

monthly mortgage payments. You must make $1,000 in qualifying purchases each month to earn rewards on your mortgage payments.
Cap: $100,000
1x
home improvement, decor, maintenance, utilities, and daycare
3x
groceries, gas, EV charging, & more
2x

Statement Credits

$825/year total
retailer membership
$65
/year

$65 per year toward an eligible retailer membership, such as Sam’s Club or Costco

Lowe's
$30
/quarter
pet care services through Wag!
$120
/year
The Farmer’s Dog
$120
/year
Armadillo
$100
/year

100 credit toward your first home warranty claim through Armadillo

Thumbtack
$200
/year

200 per year for home maintenance services booked through Thumbtack

Cozy Earth
$100
/year

100 gift card to Cozy Earth, a merchant selling ethically produced bedding and loungewear.

Card Perks

$100/year est. value
one-year subscription to Instacart+
OTHER

Starting Oct. 15, 2025, cardholders get a complimentary one-year subscription to Instacart+. An Instacart+ membership typically costs $99 yearly and includes perks like free delivery on orders over $35, and subscriptions to Peacock and New York Times Cooking

$100

Mesa Homeowners Program

Program Details
Currency points
Program Type CREDIT_CARD
Transfer Partners (10)
Accor Live Limitless
1:0.66
Aeromexico Club Premier
1:1
Air Canada Aeroplan
1:1
Air India Maharaja Club
1:1
Cathay Pacific Asia Miles
1:1
Finnair Plus
1:1
Hainan Airlines Fortune Wings Club
1:1
Scandinavian Airlines EuroBonus
1:1
Thai Royal Orchid Plus
1:1
Vietnam Airlines Lotus Miles
1:1

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