Mesa Homeowner Visa Signature
Issued by Celtic Bank
$825/year in trackable credits — never leave money on the table
Earning Categories
Statement Credits
$65 per year toward an eligible retailer membership, such as Sam’s Club or Costco
100 credit toward your first home warranty claim through Armadillo
200 per year for home maintenance services booked through Thumbtack
100 gift card to Cozy Earth, a merchant selling ethically produced bedding and loungewear.
Card Perks
$100/year est. valueStarting Oct. 15, 2025, cardholders get a complimentary one-year subscription to Instacart+. An Instacart+ membership typically costs $99 yearly and includes perks like free delivery on orders over $35, and subscriptions to Peacock and New York Times Cooking
Maximize Your Mesa Homeowners Points
Program Overview
Mesa Homeowners is a transferable points credit card program linked to the Mesa Homeowner Visa Signature card. Points transfer at 1:1 to ten airline and hotel partners including Air Canada Aeroplan, Cathay Pacific Asia Miles, Finnair Plus, Thai Royal Orchid Plus, Aeromexico Club Premier, Air India Maharaja Club, Vietnam Airlines Lotusmiles, Hainan Airlines Fortune Wings Club, Scandinavian Airlines EuroBonus, and Accor Live Limitless (at a 1.5:1 ratio). Key strengths: broad transfer partner coverage across Star Alliance, SkyTeam, and independent hotel brands; Aeroplan transfers enable Star Alliance premium cabin redemptions; Accor transfers add hotel redemption value. Best for: cardholders seeking access to global travel programs, particularly Star Alliance and SkyTeam airlines, through a single credit card relationship.
Earning Tips
Points earn through the Mesa Homeowner Visa Signature card on everyday purchases. See card details for category multipliers. Points transfer to 10 airline and hotel programs.
Redemption Tips
Best redemptions use Air Canada Aeroplan as the transfer destination for Star Alliance flights (United, Lufthansa, Swiss, Air Canada, Singapore Airlines). For hotel redemptions, Accor Live Limitless covers properties in Europe, Asia, and the Middle East. Transfer only for confirmed bookings — points are one-way and non-returnable once transferred.
Transfer Strategy
Transfer partners (outbound, 1:1 unless noted): - Air Canada Aeroplan: 1:1 — best Star Alliance redemption program - Cathay Pacific Asia Miles: 1:1 — Asia-Pacific premium cabin - Finnair Plus: 1:1 — Oneworld, useful for JAL and other Oneworld partners - Thai Royal Orchid Plus: 1:1 — Star Alliance - Aeromexico Club Premier: 1:1 — SkyTeam - Air India Maharaja Club: 1:1 — Oneworld - Vietnam Airlines Lotusmiles: 1:1 — SkyTeam - Hainan Airlines Fortune Wings Club: 1:1 — independent - Scandinavian Airlines EuroBonus: 1:1 — Star Alliance - Accor Live Limitless: 1.5:1 (points:Accor) — hotel redemptions Strategy: Transfer to Aeroplan for the best Star Alliance coverage. Only transfer for confirmed, specific bookings.
Mesa Homeowners Program
Compare This Card
See how the Mesa Homeowner Visa Signature stacks up against other cards side by side — fees, bonuses, earn rates, and more.
Ready to Optimize Your Wallet?
Let our AI help you find the perfect card combination for your spending habits
We never share your data. Your privacy is our priority.