Imagine Visa Credit Card
Issued by WebBank
Reviewed by the CardCurator Editorial Team
Before you apply
Use this quick check so you click out only when the offer and fee structure really fit.
- Best fit: strongest ongoing earning is 3x on Gas Stations.
- Annual fee: $99 charged each year.
- Who should skip: anyone who will not recover the annual fee through ongoing spend, credits, or the welcome bonus.
- What happens next: you will leave CardCurator for the issuer or partner application page in a new tab.
Confirm current issuer terms and approval rules before you submit an application.
Earning Categories
Maximize Your Imagine Points
Expert tips to get the most value from this program
Program Overview
Imagine is best categorized as a fixed-value issuer rewards program rather than a broad or transferable points system. In Card Curator it should be evaluated more for accessibility, fee profile, and basic earn structure than for any meaningful redemption strategy. This is usually a niche or transitional program, not a long-term anchor ecosystem. The value proposition is modest and straightforward, so users should compare it against cleaner mainstream cash-back products whenever approval profile and credit quality allow.
Compare This Card
See how the Imagine Visa Credit Card stacks up against other cards side by side — fees, bonuses, earn rates, and more.
Approval Insights
Recent community application data for this card. Issuers make the final decision, but this gives you a public read on how similar applicants have been doing lately.
How to use this
- Use the approval summary as a signal, not a guarantee.
- Combine it with issuer rules like 5/24, Amex lifetime language, and velocity limits.
- Open the full approval page to see recent datapoints, profile bands, and notes.
Most card pages stop at a generic credit-score range. CardCurator layers real community submissions on top of card detail, rewards value, and application strategy.
Frequently Asked Questions
- What is the annual fee for the Imagine Visa Credit Card?
- The Imagine Visa Credit Card has an annual fee of $99 per year.
- What is the best category to use the Imagine Visa Credit Card for?
- The Imagine Visa Credit Card earns 3x on Gas Stations, making it the strongest earning category for this card.
- Does the Imagine Visa Credit Card charge foreign transaction fees?
- Yes, the Imagine Visa Credit Card charges a 3% foreign transaction fee on purchases made outside the United States.
- How much are Imagine points worth?
- Imagine points are worth approximately 1.00¢ per point on average, with premium redemptions reaching up to 1.00¢ per point. Values based on industry estimates including The Points Guy and NerdWallet.
Ready to Get the Imagine Visa Credit Card?
Apply now and track your rewards, credits, and signup bonus progress — all in one place
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