What is the annual fee for the Gemini Credit Card?

The Gemini Credit Card has no annual fee.

What is the best category to use the Gemini Credit Card for?

The Gemini Credit Card earns 3x on Dining, making it the strongest earning category for this card.

What is the Gemini Credit Card welcome bonus in 2026?

The Gemini Credit Card currently offers a welcome bonus of $200 statement credit after spending $3,000 in the first 3 months.

Does the Gemini Credit Card charge foreign transaction fees?

No, the Gemini Credit Card does not charge foreign transaction fees, making it a good choice for international purchases.

How much are Gemini Crypto Rewards crypto rewards worth?

Gemini Crypto Rewards crypto rewards are worth approximately 1.00¢ per point on average, with premium redemptions reaching up to 1.00¢ per point. Values based on industry estimates including The Points Guy and NerdWallet.

Gemini Crypto Rewards Mastercard

Gemini Credit Card

Issued by WebBank

Reviewed by the CardCurator Editorial Team Last updated May 2026

Annual Fee

Base Rate

Dining

$200

Welcome Bonus

~1.00¢

Per Point

industry est.

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Decision check

Is Gemini Credit Card worth applying for?

Good fit if…

you can make 3x on Dining part of your regular spending.

Skip it if…

you are looking for premium perks, lounge access, or more transfer-partner upside.

Annual fee: No annual fee.

Bonus hurdle: Spend $3,000 in 3 months.

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Application links open the issuer or partner application in a new tab. Confirm current terms and approval rules before submitting.

Earning Categories

Dining

Grocery Stores

All Other Purchases

Current Welcome Bonus

$200 statement credit

Est. value: $2

Spend $3,000

Within 3 months

Earn $200 in crypto after $3,000 spend in first 3 months

Year 1 net value: +$2 (bonus − annual fee)

Apply Now View Bonus History

Maximize Your Gemini Crypto Rewards Points

Expert tips to get the most value from this program

Program Overview

Gemini Crypto Rewards lets cardholders earn 3% back in crypto at restaurants, 2% at grocery stores, and 1% everywhere else. Rewards are paid in Bitcoin or 40+ other cryptocurrencies.

Card Details

Authorized Users Free

Foreign Transaction Fee None

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Approval Insights

Recent community application data for this card. Issuers make the final decision, but this gives you a public read on how similar applicants have been doing lately.

Insufficient data

Reported approval rate

0 approved or denied datapoints

Median approved score

Building dataset

Exact score sample still small

Income / history band

N/A

History data still building

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How to use this

Use the approval summary as a signal, not a guarantee.
Combine it with issuer rules like 5/24, Amex lifetime language, and velocity limits.
Open the full approval page to see recent datapoints, profile bands, and notes.

Why this is different

Most card pages stop at a generic credit-score range. CardCurator layers real community submissions on top of card detail, rewards value, and application strategy.

Frequently Asked Questions

What is the annual fee for the Gemini Credit Card?: The Gemini Credit Card has no annual fee.
What is the best category to use the Gemini Credit Card for?: The Gemini Credit Card earns 3x on Dining, making it the strongest earning category for this card.
What is the Gemini Credit Card welcome bonus in 2026?: The Gemini Credit Card currently offers a welcome bonus of $200 statement credit after spending $3,000 in the first 3 months.
Does the Gemini Credit Card charge foreign transaction fees?: No, the Gemini Credit Card does not charge foreign transaction fees, making it a good choice for international purchases.
How much are Gemini Crypto Rewards crypto rewards worth?: Gemini Crypto Rewards crypto rewards are worth approximately 1.00¢ per point on average, with premium redemptions reaching up to 1.00¢ per point. Values based on industry estimates including The Points Guy and NerdWallet.

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