Firstcard Secured Credit Card
Issued by Regent Bank
Reviewed by the CardCurator Editorial Team
Before you apply
Use this quick check so you click out only when the offer and fee structure really fit.
- Annual fee: No annual fee.
- Who should skip: people chasing premium perks, lounge access, or outsized transfer-partner upside.
- What happens next: you will leave CardCurator for the issuer or partner application page in a new tab.
Confirm current issuer terms and approval rules before you submit an application.
Maximize Your Firstcard Points
Expert tips to get the most value from this program
Program Overview
Firstcard is a fixed-value consumer rewards program and should be treated as a straightforward, non-transferable ecosystem. The associated card's usefulness comes from its overall product design and whether its rate structure is competitive for the target user, not from any advanced redemption optionality. For recommendations, compare Firstcard primarily against simple cash-back cards. If the user values predictable value and a lightweight setup, it may be reasonable; if they want richer long-term upside, transferable bank currencies will usually be stronger.
Compare This Card
See how the Firstcard Secured Credit Card stacks up against other cards side by side — fees, bonuses, earn rates, and more.
Approval Insights
Recent community application data for this card. Issuers make the final decision, but this gives you a public read on how similar applicants have been doing lately.
How to use this
- Use the approval summary as a signal, not a guarantee.
- Combine it with issuer rules like 5/24, Amex lifetime language, and velocity limits.
- Open the full approval page to see recent datapoints, profile bands, and notes.
Most card pages stop at a generic credit-score range. CardCurator layers real community submissions on top of card detail, rewards value, and application strategy.
Frequently Asked Questions
- What is the annual fee for the Firstcard Secured Credit Card?
- The Firstcard Secured Credit Card has no annual fee.
- Does the Firstcard Secured Credit Card charge foreign transaction fees?
- No, the Firstcard Secured Credit Card does not charge foreign transaction fees, making it a good choice for international purchases.
- How much are Firstcard points worth?
- Firstcard points are worth approximately 1.00¢ per point on average, with premium redemptions reaching up to 1.00¢ per point. Values based on industry estimates including The Points Guy and NerdWallet.
Ready to Get the Firstcard Secured Credit Card?
Apply now and track your rewards, credits, and signup bonus progress — all in one place
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