First Progress Platinum Prestige Mastercard Secured
Issued by Synovus Bank
Reviewed by the CardCurator Editorial Team
Before you apply
Use this quick check so you click out only when the offer and fee structure really fit.
- Best fit: strongest ongoing earning is 1x on All Other Purchases.
- Annual fee: $49 charged each year.
- Who should skip: anyone who will not recover the annual fee through ongoing spend, credits, or the welcome bonus.
- What happens next: you will leave CardCurator for the issuer or partner application page in a new tab.
Confirm current issuer terms and approval rules before you submit an application.
Earning Categories
Maximize Your First Progress Points
Expert tips to get the most value from this program
Program Overview
First Progress is best treated as a credit-building issuer program rather than a real rewards ecosystem. In Card Curator this record mainly exists to anchor secured-card products that help users establish or rebuild credit, so the key decision factors are deposit requirements, annual fees, reporting behavior, and upgrade path rather than redemption strategy. If a user is considering a First Progress card, the goal is usually access and credit improvement, not maximizing rewards value. Any rewards attached to the program should be viewed as secondary to approval odds, fee drag, and whether the card can be replaced later with a stronger low-fee or rewards card.
Compare This Card
See how the First Progress Platinum Prestige Mastercard Secured stacks up against other cards side by side — fees, bonuses, earn rates, and more.
Approval Insights
Recent community application data for this card. Issuers make the final decision, but this gives you a public read on how similar applicants have been doing lately.
How to use this
- Use the approval summary as a signal, not a guarantee.
- Combine it with issuer rules like 5/24, Amex lifetime language, and velocity limits.
- Open the full approval page to see recent datapoints, profile bands, and notes.
Most card pages stop at a generic credit-score range. CardCurator layers real community submissions on top of card detail, rewards value, and application strategy.
Frequently Asked Questions
- What is the annual fee for the First Progress Platinum Prestige Mastercard Secured?
- The First Progress Platinum Prestige Mastercard Secured has an annual fee of $49 per year.
- What is the best category to use the First Progress Platinum Prestige Mastercard Secured for?
- The First Progress Platinum Prestige Mastercard Secured earns 1x on All Other Purchases, making it the strongest earning category for this card.
- Does the First Progress Platinum Prestige Mastercard Secured charge foreign transaction fees?
- Yes, the First Progress Platinum Prestige Mastercard Secured charges a 3% foreign transaction fee on purchases made outside the United States.
- How much are First Progress points worth?
- First Progress points are worth approximately 1.00¢ per point on average, with premium redemptions reaching up to 1.00¢ per point. Values based on industry estimates including The Points Guy and NerdWallet.
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