Skip to main content
First Latitude Elite Mastercard Secured
First Latitude Mastercard

First Latitude Elite Mastercard Secured

Issued by Synovus Bank

Reviewed by the CardCurator Editorial Team

$29
Annual Fee
1x
Base Rate
1x
All Other Purchases
~1.00¢
Per Point
industry est.
Apply Now Track First Latitude Elite Mastercard Secured Free

Before you apply

Use this quick check so you click out only when the offer and fee structure really fit.

  • Best fit: strongest ongoing earning is 1x on All Other Purchases.
  • Annual fee: $29 charged each year.
  • Who should skip: anyone who will not recover the annual fee through ongoing spend, credits, or the welcome bonus.
  • What happens next: you will leave CardCurator for the issuer or partner application page in a new tab.

Confirm current issuer terms and approval rules before you submit an application.

Earning Categories

All Other Purchases
1x

Maximize Your First Latitude Points

Expert tips to get the most value from this program

Program Overview

First Latitude is best treated as a fixed-value issuer rewards program serving a more fee-sensitive or credit-rebuilding customer segment. The rewards program itself is not the main reason to hold the card; the bigger questions are access, annual fees, credit-band fit, and whether the user has a clear path to a stronger no-fee or richer-rewards card later. In Card Curator this should be approached as a transitional product ecosystem. Rewards value can be modeled conservatively, but spending strategy should remain secondary to cost control and long-term card-upgrade planning.

Compare This Card

See how the First Latitude Elite Mastercard Secured stacks up against other cards side by side — fees, bonuses, earn rates, and more.

Compare this card Browse all comparisons

Approval Insights

Recent community application data for this card. Issuers make the final decision, but this gives you a public read on how similar applicants have been doing lately.

Insufficient data
Reported approval rate
--
0 approved or denied datapoints
Median approved score
Building dataset
Exact score sample still small
Income / history band
N/A
History data still building
See Full Approval Data Create Account To Track

How to use this

  • Use the approval summary as a signal, not a guarantee.
  • Combine it with issuer rules like 5/24, Amex lifetime language, and velocity limits.
  • Open the full approval page to see recent datapoints, profile bands, and notes.
Why this is different

Most card pages stop at a generic credit-score range. CardCurator layers real community submissions on top of card detail, rewards value, and application strategy.

Frequently Asked Questions

What is the annual fee for the First Latitude Elite Mastercard Secured?
The First Latitude Elite Mastercard Secured has an annual fee of $29 per year.
What is the best category to use the First Latitude Elite Mastercard Secured for?
The First Latitude Elite Mastercard Secured earns 1x on All Other Purchases, making it the strongest earning category for this card.
Does the First Latitude Elite Mastercard Secured charge foreign transaction fees?
Yes, the First Latitude Elite Mastercard Secured charges a 3% foreign transaction fee on purchases made outside the United States.
How much are First Latitude points worth?
First Latitude points are worth approximately 1.00¢ per point on average, with premium redemptions reaching up to 1.00¢ per point. Values based on industry estimates including The Points Guy and NerdWallet.

Ready to Get the First Latitude Elite Mastercard Secured?

Apply now and track your rewards, credits, and signup bonus progress — all in one place

Apply for First Latitude Elite Mastercard Secured Track It Free

We never share your data. Your privacy is our priority.