Fairwinds Business Cash Visa
Issued by Fairwinds Credit Union
Earning Categories
Current Welcome Bonus
Year 1 net value: +$0 (bonus − annual fee)
Bonus Tiers
Receive a welcome bonus of 50,000 rewards points when you spend $5,000 in the first 90 days your card is open.
Receive 150,000 additional rewards points when you spend $50,000 in the first 180 days your card is open.*
Maximize Your Fairwinds Rewards Points
Program Overview
Fairwinds Credit Union offers credit cards with cashback rewards primarily available to members in the Orlando/Central Florida region. The Fairwinds Platinum card earns a flat cashback rate redeemable as statement credits. Like other credit union cards, benefits include competitive rates and member-focused service rather than premium rewards optimization. Best for: Fairwinds Credit Union members in Central Florida who want a simple cashback card with no annual fee and straightforward redemption.
Earning Tips
Fairwinds credit cards earn flat-rate cashback (typically 1–1.5%) on all purchases. No complex category bonuses. Membership limited to those who live, work, worship, or attend school in select Florida counties, or through affiliated organizations.
Redemption Tips
Cashback redeems as statement credit at 1¢/point equivalent. No transfer partners or travel portals. Straightforward — apply rewards to your balance.
Card Details
0.00% APR for the first 12 months on purchases and balance transfers after account opening. 16.74% – 18.00% APR after the introductory APR expires.
Fairwinds Rewards Program
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