Credit One Bank Platinum Visa
Issued by Credit One Bank
Reviewed by the CardCurator Editorial Team
Earning Categories
Current Welcome Bonus
No signup bonus
Year 1 net value: $-39 (bonus − annual fee)
Maximize Your Credit One Bank Cash Back Points
Expert tips to get the most value from this program
Program Overview
Credit One Bank Cash Back is a fixed-value issuer rewards program tied to Credit One's mainstream cash-back cards. In Card Curator it should be treated as a simple statement-credit style program rather than as a transferable points ecosystem, with value driven by the card's category earn rates and fees rather than by redemption sweet spots. This program is best understood as a utility cash-back setup for users who are already considering Credit One products. The optimization question is usually whether the card's annual fee, category structure, and approval profile make sense versus stronger no-fee or near-prime alternatives, not how to unlock outsized redemption value from the program itself.
Card Details
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Frequently Asked Questions
- What is the annual fee for the Credit One Bank Platinum Visa?
- The Credit One Bank Platinum Visa has an annual fee of $39 per year.
- What is the best category to use the Credit One Bank Platinum Visa for?
- The Credit One Bank Platinum Visa earns 1x on Gas Stations, making it the strongest earning category for this card.
- Does the Credit One Bank Platinum Visa charge foreign transaction fees?
- Yes, the Credit One Bank Platinum Visa charges a 3% foreign transaction fee on purchases made outside the United States.
- How much are Credit One Bank Cash Back cash back worth?
- Credit One Bank Cash Back cash back are worth approximately 1.00¢ per point on average, with premium redemptions reaching up to 1.00¢ per point. Values based on industry estimates including The Points Guy and NerdWallet.
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