Citizens Rewards MastercardCitizens Amp Mastercard
Issued by Citizens Bank
Reviewed by the CardCurator Editorial Team
Decision check
Is Citizens Amp Mastercard worth applying for?
you can make 1x on All Other Purchases part of your regular spending.
you are looking for premium perks, lounge access, or more transfer-partner upside.
Application links open the issuer or partner application in a new tab. Confirm current terms and approval rules before submitting.
Earning Categories
Maximize Your Citizens Rewards Points
Expert tips to get the most value from this program
Program Overview
Citizens Bank's Mastercard credit card suite launched in June 2025. The flagship Summit Reserve (World Elite, $295/yr) earns 3% on dining, groceries, and entertainment with travel credits and Priority Pass access. The no-fee Summit earns 3% on dining and groceries. The Spring card focuses on balance transfers with a long 0% intro APR. The Amp card is for credit building.
Earning Tips
Summit Reserve: 3% dining/groceries/entertainment/streaming, 1.5% all else. Annual fee waived/reduced for Citizens banking customers. Summit: 3% dining/groceries, 1.5% all else. No annual fee. Spring: No rewards — balance transfer focus. Amp: Credit builder.
Redemption Tips
Cash back redeemed as statement credits. 1¢ per point equivalent.
Compare This Card
See how the Citizens Amp Mastercard stacks up against other cards side by side — fees, bonuses, earn rates, and more.
Approval Insights
Recent community application data for this card. Issuers make the final decision, but this gives you a public read on how similar applicants have been doing lately.
How to use this
- Use the approval summary as a signal, not a guarantee.
- Combine it with issuer rules like 5/24, Amex lifetime language, and velocity limits.
- Open the full approval page to see recent datapoints, profile bands, and notes.
Most card pages stop at a generic credit-score range. CardCurator layers real community submissions on top of card detail, rewards value, and application strategy.
Frequently Asked Questions
- What is the annual fee for the Citizens Amp Mastercard?
- The Citizens Amp Mastercard has no annual fee.
- What is the best category to use the Citizens Amp Mastercard for?
- The Citizens Amp Mastercard earns 1x on All Other Purchases, making it the strongest earning category for this card.
- Does the Citizens Amp Mastercard charge foreign transaction fees?
- No, the Citizens Amp Mastercard does not charge foreign transaction fees, making it a good choice for international purchases.
- How much are Citizens Rewards points worth?
- Citizens Rewards points are worth approximately 1.00¢ per point on average, with premium redemptions reaching up to 1.00¢ per point. Values based on industry estimates including The Points Guy and NerdWallet.
Use a category hub if you are not ready to apply for Citizens Amp Mastercard
Stay on a goal-based path instead of reopening random tabs. Start with the most relevant category guide, or jump to the main best-cards hub if you want broader partner inventory.
Best if you still want to compare broader points, miles, or premium travel options.
Need more travel card options?
Browse partner travel cards if this card is not the right fit but you still want points, transfer partners, or stronger travel perks.
What to check before you leave
- Look for a welcome bonus you can realistically earn.
- Compare the annual fee against lounge access, travel credits, or hotel perks.
- Check issuer rules and current terms before you apply.
You will open our partner marketplace in a new tab. Use it only if you are still actively comparing alternatives to this card.
Browse partner travel cardsCardCurator may earn a commission if you apply through this partner link.
Ready to Get the Citizens Amp Mastercard?
Apply now and track your rewards, credits, and signup bonus progress — all in one place
We never share your data. Your privacy is our priority.