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Upromise Mastercard
Upromise Rewards Mastercard

Upromise Mastercard

Issued by Barclays

Reviewed by the CardCurator Editorial Team

$0
Annual Fee
1.48x
Base Rate
$10000
Welcome Bonus
~1.00¢
Per Point
industry est.
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Decision check

Is Upromise Mastercard worth applying for?

Good fit if…

its ongoing rewards and benefits match how you actually spend.

Skip it if…

you are looking for premium perks, lounge access, or more transfer-partner upside.

Annual fee: No annual fee.
Bonus hurdle: Spend $500 in 3 months.
Compare alternatives Find a better fit

Application links open the issuer or partner application in a new tab. Confirm current terms and approval rules before submitting.

Current Welcome Bonus

$10000 statement credit
Est. value: $100
Spend $500
Within 3 months

$100 statement credit after spending $500 in first 3 months

Year 1 net value: +$100 (bonus − annual fee)

Apply Now View Bonus History

Maximize Your Upromise Rewards Points

Expert tips to get the most value from this program

Program Overview

Upromise by Sallie Mae is a college savings program. The Upromise Mastercard earns 1.529% cash back deposited into a linked Upromise account (linked to a 529 plan), or 1% as a statement credit. Best for parents saving for college who want to passively grow a 529 account.

Compare This Card

See how the Upromise Mastercard stacks up against other cards side by side — fees, bonuses, earn rates, and more.

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Approval Insights

Recent community application data for this card. Issuers make the final decision, but this gives you a public read on how similar applicants have been doing lately.

Insufficient data
Reported approval rate
--
0 approved or denied datapoints
Median approved score
Building dataset
Exact score sample still small
Income / history band
N/A
History data still building
See Full Approval Data Create Account To Track

How to use this

  • Use the approval summary as a signal, not a guarantee.
  • Combine it with issuer rules like 5/24, Amex lifetime language, and velocity limits.
  • Open the full approval page to see recent datapoints, profile bands, and notes.
Why this is different

Most card pages stop at a generic credit-score range. CardCurator layers real community submissions on top of card detail, rewards value, and application strategy.

Frequently Asked Questions

What is the annual fee for the Upromise Mastercard?
The Upromise Mastercard has no annual fee.
What is the Upromise Mastercard welcome bonus in 2026?
The Upromise Mastercard currently offers a welcome bonus of $10000 statement credit after spending $500 in the first 3 months.
Does the Upromise Mastercard charge foreign transaction fees?
No, the Upromise Mastercard does not charge foreign transaction fees, making it a good choice for international purchases.
How much are Upromise Rewards points worth?
Upromise Rewards points are worth approximately 1.00¢ per point on average, with premium redemptions reaching up to 1.00¢ per point. Values based on industry estimates including The Points Guy and NerdWallet.
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