Skip to main content
Atmos™ Rewards Visa Signature® Business Card
Atmos Rewards Visa

Atmos™ Rewards Visa Signature® Business Card

Issued by Bank of America

$95
Annual Fee
1x
Base Rate
3x
Alaska/Hawaiian Airlines
70k
Welcome Bonus

$100/year in trackable credits — never leave money on the table

Earning Categories

Alaska/Hawaiian Airlines
3x
Telecom
2x
Office Supplies
2x
Shipping
2x
Advertising
2x
Other
1x

Current Welcome Bonus

70,000 points
Est. value: $10.5
Spend $4,000
Within 3 months

Earn 70,000 bonus miles + a $99 Companion Fare after $4,000 in purchases within the first 90 days

Year 1 net value: $-84.5 (bonus − annual fee)

Apply Now
$100/year in credits
Potential annual value from statement credits

Statement Credits

Alaska Lounge+ Membership Discount
$100
/year

$100 off Alaska Lounge+ annual membership

Card Perks

$340/year est. value
Free Checked Bag
AIRLINE_STATUS

First checked bag free for the cardholder and up to 6 companions on the same Alaska or Hawaiian Airlines reservation

$140
Companion Fare
AIRLINE_STATUS

Annual Companion Fare ($99 + taxes/fees from $23) after spending $6,000 in purchases within the anniversary year. Valid on Alaska and Hawaiian Airlines round-trip economy tickets.

$200
Preferred Boarding
AIRLINE_STATUS

Priority boarding on Alaska Airlines and Hawaiian Airlines flights

20% Back on Inflight Purchases
AIRLINE_STATUS

Earn 20% back as statement credit on Alaska and Hawaiian Airlines inflight purchases (food, beverages, Wi-Fi)

Maximize Your Atmos Rewards Points

Program Overview

Alaska Airlines Mileage Plan is known for one of the most generous partner award charts and excellent redemption value. As a member of the oneworld alliance, Alaska provides access to top carriers like Japan Airlines, Cathay Pacific, Qatar Airways, and more. Key strengths: - Excellent partner award chart with fixed pricing (not fully dynamic) - oneworld alliance membership since 2021 provides massive global reach - Generous stopover rules on one-way awards - Miles don't expire with qualifying account activity every 2 years - Credit card companion fare ($129 + taxes for a companion ticket annually) - Strong presence on the US West Coast and Hawaii routes

Earning Tips

Card stacking strategy: Alaska cards (Bank of America): - Alaska Airlines Visa Signature: 3x on Alaska purchases, 2x on eligible transit/streaming, 1x everything else - Companion fare ($129 + taxes) annually is the standout perk - Alaska Airlines Business: 3x Alaska, 1x everything else; companion fare for business card Earning through flights: - Alaska elite status earns bonus miles on Alaska flights - oneworld partner flights earn Alaska miles when crediting to Alaska - Credit to Alaska when flying American, British Airways, Cathay Pacific, etc. Key tips: - Companion fare saves $200-600+ per year (use on expensive routes like to Hawaii) - Pair Alaska card with a transferable currency card (Chase, Capital One, or Bilt) - Credit oneworld partner flights to Alaska for generous earning rates - Bank of America Preferred Rewards members get 25-75% bonus on card points

Redemption Tips

Best redemption values: Partner award chart sweet spots: - Cathay Pacific business class: 50,000 miles one-way to Asia - Japan Airlines business class: 60,000 miles one-way to Japan - Qantas business class: 55,000 miles one-way to Australia - Emirates first class: 100,000 miles one-way (for the experience) - British Airways Club Europe: 25,000 miles one-way for transatlantic business Alaska metal sweet spots: - Hawaii: 7,500 miles one-way from West Coast (when available) - West Coast flights: Often 5,000-10,000 miles for short routes - Alaska first class upgrades: Use miles for first class on transcontinental routes Stopover rules: - Free stopover allowed on one-way awards - Use this to visit a connecting city at no extra miles cost - Great for multi-city trips Companion fare: - $129 + taxes for a companion on any Alaska flight you purchase - Use on expensive routes (Hawaii, cross-country) for maximum savings - Must be booked on the primary cardholder's itinerary Avoid: - Redeeming at elevated/peak pricing when saver is available - Partner awards with high fuel surcharges (check before booking) - Buying miles at standard price (wait for promotions)

Transfer Strategy

Alaska is primarily a destination program: Inbound transfers: - Marriott Bonvoy: 3:1 (60K → 25K with bonus) - Bilt Rewards: 1:1 - Capital One: 1:1 Outbound transfers: - Alaska miles cannot be transferred to other programs Strategy tips: - Bilt and Capital One 1:1 transfers make Alaska very accessible - Marriott transfer at 3:1 is a last resort; use direct earning or 1:1 partners - Alaska's partner chart is the main draw; book on oneworld carriers at fixed rates - Check Alaska's award chart before transferring; pricing is published and predictable

Card Details

Authorized Users $25/year each
Foreign Transaction Fee None

Other Atmos Rewards Cards

Atmos Rewards Summit credit card

Atmos Rewards Summit

$395 PERSONAL
View
Atmos Rewards Ascent credit card

Atmos Rewards Ascent

$95 PERSONAL
View
Hawaiian Airlines World Elite Mastercard credit card

Hawaiian Airlines World Elite Mastercard

$99 PERSONAL
View
Hawaiian Airlines World Elite Business Mastercard credit card

Hawaiian Airlines World Elite Business Mastercard

$99 BUSINESS
View

Compare This Card

See how the Atmos™ Rewards Visa Signature® Business Card stacks up against other cards side by side — fees, bonuses, earn rates, and more.

Related guide: Using Amex Points for Alaska Flights: What Actually Works Now

Ready to Optimize Your Wallet?

Let our AI help you find the perfect card combination for your spending habits

We never share your data. Your privacy is our priority.