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Atmos Rewards Summit
Atmos Rewards Visa

Atmos Rewards Summit

Issued by Bank of America

$395
Annual Fee
1x
Base Rate
3x
Alaska/Hawaiian Airlines
100k
Welcome Bonus

$200/year in trackable credits — never leave money on the table

Earning Categories

Alaska/Hawaiian Airlines
3x
Gas Stations
2x
EV Charging
2x
Streaming
2x
Public Transit
2x
Rideshare
2x
Other
1x

Current Welcome Bonus

100,000 points
Est. value: $1,000
Spend $6,000
Within 3 months

Get 100,000 bonus points and a Global 25,000-point (25K) Companion Award with this offer. To qualify, spend $6,000 or more on purchases within the first 90 days of opening your account

Year 1 net value: +$605 (bonus − annual fee)

Apply Now
$200/year in credits
Potential annual value from statement credits

Statement Credits

Annual Travel Credit
$200
/year

Up to $200 annually in statement credits for eligible travel purchases

Card Perks

$798/year est. value
Free checked bag
OTHER

Get a free checked bag and preferred boarding for you and up to 6 guests traveling on the same reservation when you purchase Alaska Airlines or Hawaiian Airlines airfare with your card.

$70
8 Alaska Lounge Passes
LOUNGE_ACCESS

Receive 8 Alaska Lounge passes every calendar year (2 per quarter) — a $520 value.

$520
TSA PreCheck® or Global Entry
TSA_PRECHECK

Receive an airport security credit up to $120 every four years in connection with the TSA PreCheck® or Global Entry trusted traveler programs.

$118
Flexibility with no blackout dates or redemption fees
OTHER

Flexibility with no blackout dates or redemption fees on Alaska Airlines, Hawaiian Airlines or partner airline flights when booking with points or a Global Companion Award.

$40
$50 voucher for Alaska Airlines flight cancellations
OTHER

Receive a $50 voucher for Alaska Airlines flight cancellations or departure delays of 2 hours+

$50

Maximize Your Atmos Rewards Points

Program Overview

Alaska Airlines Mileage Plan is known for one of the most generous partner award charts and excellent redemption value. As a member of the oneworld alliance, Alaska provides access to top carriers like Japan Airlines, Cathay Pacific, Qatar Airways, and more. Key strengths: - Excellent partner award chart with fixed pricing (not fully dynamic) - oneworld alliance membership since 2021 provides massive global reach - Generous stopover rules on one-way awards - Miles don't expire with qualifying account activity every 2 years - Credit card companion fare ($129 + taxes for a companion ticket annually) - Strong presence on the US West Coast and Hawaii routes

Earning Tips

Card stacking strategy: Alaska cards (Bank of America): - Alaska Airlines Visa Signature: 3x on Alaska purchases, 2x on eligible transit/streaming, 1x everything else - Companion fare ($129 + taxes) annually is the standout perk - Alaska Airlines Business: 3x Alaska, 1x everything else; companion fare for business card Earning through flights: - Alaska elite status earns bonus miles on Alaska flights - oneworld partner flights earn Alaska miles when crediting to Alaska - Credit to Alaska when flying American, British Airways, Cathay Pacific, etc. Key tips: - Companion fare saves $200-600+ per year (use on expensive routes like to Hawaii) - Pair Alaska card with a transferable currency card (Chase, Capital One, or Bilt) - Credit oneworld partner flights to Alaska for generous earning rates - Bank of America Preferred Rewards members get 25-75% bonus on card points

Redemption Tips

Best redemption values: Partner award chart sweet spots: - Cathay Pacific business class: 50,000 miles one-way to Asia - Japan Airlines business class: 60,000 miles one-way to Japan - Qantas business class: 55,000 miles one-way to Australia - Emirates first class: 100,000 miles one-way (for the experience) - British Airways Club Europe: 25,000 miles one-way for transatlantic business Alaska metal sweet spots: - Hawaii: 7,500 miles one-way from West Coast (when available) - West Coast flights: Often 5,000-10,000 miles for short routes - Alaska first class upgrades: Use miles for first class on transcontinental routes Stopover rules: - Free stopover allowed on one-way awards - Use this to visit a connecting city at no extra miles cost - Great for multi-city trips Companion fare: - $129 + taxes for a companion on any Alaska flight you purchase - Use on expensive routes (Hawaii, cross-country) for maximum savings - Must be booked on the primary cardholder's itinerary Avoid: - Redeeming at elevated/peak pricing when saver is available - Partner awards with high fuel surcharges (check before booking) - Buying miles at standard price (wait for promotions)

Transfer Strategy

Alaska is primarily a destination program: Inbound transfers: - Marriott Bonvoy: 3:1 (60K → 25K with bonus) - Bilt Rewards: 1:1 - Capital One: 1:1 Outbound transfers: - Alaska miles cannot be transferred to other programs Strategy tips: - Bilt and Capital One 1:1 transfers make Alaska very accessible - Marriott transfer at 3:1 is a last resort; use direct earning or 1:1 partners - Alaska's partner chart is the main draw; book on oneworld carriers at fixed rates - Check Alaska's award chart before transferring; pricing is published and predictable

Milestones & Bonuses

10,000 status points
$100
Spend $60,000/year 100,000-point Global Companion Award
Value: $1,000
OTHER

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Hawaiian Airlines World Elite Mastercard credit card

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Hawaiian Airlines World Elite Business Mastercard credit card

Hawaiian Airlines World Elite Business Mastercard

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Atmos™ Rewards Visa Signature® Business Card credit card

Atmos™ Rewards Visa Signature® Business Card

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See how the Atmos Rewards Summit stacks up against other cards side by side — fees, bonuses, earn rates, and more.

Related guide: Using Amex Points for Alaska Flights: What Actually Works Now

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