Amazon Rewards American ExpressAmazon Business Card
Issued by U.S. Bank
Reviewed by the CardCurator Editorial Team
Before you apply
Use this quick check so you click out only when the offer and fee structure really fit.
- Best fit: strongest ongoing earning is 3x on U.S. Purchases at Amazon.com.
- Annual fee: No annual fee.
- Offer status: Offer is at or near the best public bonus we have tracked.
- Who should skip: people chasing premium perks, lounge access, or outsized transfer-partner upside.
- What happens next: you will leave CardCurator for the issuer or partner application page in a new tab.
Confirm current issuer terms and approval rules before you submit an application.
Earning Categories
Current Welcome Bonus
Get a $200 Amazon Gift Card upon approval of the U.S. Bank Amazon Prime Business Mastercard. Others are seeing $250.
Year 1 net value: +$200 (bonus − annual fee)
Maximize Your Amazon Rewards Points
Expert tips to get the most value from this program
Program Overview
Amazon Rewards is the cashback program for Amazon co-branded credit cards issued by Chase. Prime members earn 5% at Amazon.com, Amazon Fresh, Whole Foods Market, and Chase Travel; 2% at restaurants, gas stations, and local transit/commuting; 1% everywhere else. Non-Prime members earn at lower rates. The program earns cash back that can be applied toward Amazon purchases or redeemed as statement credits. Points do not transfer to airline or hotel programs. Best for: heavy Amazon and Whole Foods shoppers who are Prime members. The 5% back at Amazon and Whole Foods is one of the highest rates available at those merchants.
Earning Tips
Amazon Prime Rewards Visa (Prime required): - 5% at Amazon.com, Amazon Fresh, Whole Foods Market, and Chase Travel - 2% at restaurants, gas stations, and local transit/commuting - 1% everywhere else Amazon Visa (no Prime required): - 3% at Amazon.com, Amazon Fresh, and Whole Foods Market - 2% at restaurants, gas stations, and drugstores - 1% everywhere else Tips: - Must maintain Prime membership for the 5% earning rate - Stack with other high-earning cards for non-Amazon categories - 5% at Whole Foods makes this an excellent grocery card for Prime members who shop there
Redemption Tips
Cashback (1¢/point equivalent): - Amazon.com purchases: apply at checkout - Statement credit: redeem anytime - Gift cards Best value: apply toward Amazon purchases for seamless checkout. Statement credit is equally valuable. No optimization needed.
Compare This Card
See how the Amazon Business Card stacks up against other cards side by side — fees, bonuses, earn rates, and more.
Approval Insights
Recent community application data for this card. Issuers make the final decision, but this gives you a public read on how similar applicants have been doing lately.
How to use this
- Use the approval summary as a signal, not a guarantee.
- Combine it with issuer rules like 5/24, Amex lifetime language, and velocity limits.
- Open the full approval page to see recent datapoints, profile bands, and notes.
Most card pages stop at a generic credit-score range. CardCurator layers real community submissions on top of card detail, rewards value, and application strategy.
Frequently Asked Questions
- What is the annual fee for the Amazon Business Card?
- The Amazon Business Card has no annual fee.
- What is the best category to use the Amazon Business Card for?
- The Amazon Business Card earns 3x on U.S. Purchases at Amazon.com, making it the strongest earning category for this card.
- What is the Amazon Business Card welcome bonus in 2026?
- The Amazon Business Card currently offers a welcome bonus of $200 statement credit.
- Does the Amazon Business Card charge foreign transaction fees?
- No, the Amazon Business Card does not charge foreign transaction fees, making it a good choice for international purchases.
- How much are Amazon Rewards points worth?
- Amazon Rewards points are worth approximately 1.00¢ per point on average, with premium redemptions reaching up to 1.00¢ per point. Values based on industry estimates including The Points Guy and NerdWallet.
Still comparing business cards?
Browse partner business cards if you want higher spend capacity, business-focused categories, or perks better suited to company expenses.
What to check before you leave
- Make sure the spend requirement fits your normal business cash flow.
- Check whether travel, advertising, or office categories match your expenses.
- Confirm the annual fee and issuer approval rules before you apply.
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