Air Canada Aeroplan Aeroplan Card
Issued by Chase
Reviewed by the CardCurator Editorial Team
Before you apply
Use this quick check so you click out only when the offer and fee structure really fit.
- Best fit: strongest ongoing earning is 3x on purchases made directly with Air Canada, dining at restaurants, including takeout and eligible delivery services, grocery stores.
- Bonus hurdle: spend $4,000 in 3 months.
- Annual fee: $95 charged each year.
- Offer status: Offer is below the strongest historical bonus we have tracked.
- Who should skip: anyone who will not recover the annual fee through ongoing spend, credits, or the welcome bonus.
- What happens next: you will leave CardCurator for the issuer or partner application page in a new tab.
Confirm current issuer terms and approval rules before you submit an application.
Earning Categories
Current Welcome Bonus
https://creditcards.chase.com/a1/Aeroplan/85kdm
Year 1 net value: $-83.1 (bonus − annual fee)
Maximize Your Air Canada Aeroplan Points
Expert tips to get the most value from this program
Program Overview
Air Canada Aeroplan is a Star Alliance loyalty program with one of the most generous award charts and booking rules. Aeroplan is especially valuable for its stopover policy, family sharing, and access to premium Star Alliance cabins. Key strengths: - Generous fixed award chart with clear pricing (not fully dynamic) - Free stopover on round-trip awards (visit a connecting city for free) - Points pooling among up to 8 family members - Access to all Star Alliance premium cabins - Points don't expire with account activity - Excellent availability search tool on aircanada.com - Transfer partner from Amex, Capital One, Bilt, and Chase (via Marriott)
Earning Tips
Earning strategy: Credit cards (Canada & US): - TD Aeroplan Visa Infinite: 1.5x on everything (Canada) - CIBC Aeroplan Visa Infinite Privilege: 1.5x and strong benefits (Canada) - Chase Aeroplan Card (US): 3x on dining/Air Canada, 2x transit/groceries, 1x everything else Flights: - Air Canada flights earn based on fare class and distance - Star Alliance partner flights credit to Aeroplan - Elite status (25K, 35K, 50K, 75K, Super Elite) unlocks bonus earning Key tips: - Aeroplan eStore offers bonus miles on online shopping - Partner promotions (hotels, car rentals) earn bonus Aeroplan points - Family sharing lets you combine points across up to 8 members - Credit Star Alliance flights to Aeroplan when the earn rate is favorable
Redemption Tips
Best redemption values: Star Alliance business class sweet spots: - North America to Europe: 60,000 pts one-way in business - North America to Asia: 75,000 pts one-way in business - Within North America: 25,000 pts one-way in business - Short-haul domestic: 6,000-10,000 pts one-way in economy Premium cabin highlights: - Lufthansa First Class: Book when released (15-30 days out) - ANA first class: 75,000-90,000 pts one-way - Singapore Airlines business class: 75,000 pts one-way - EVA Air Royal Laurel business: Excellent hard product Stopover benefit: - Free stopover on round-trip awards in connecting cities - Example: NYC → London (stopover) → Rome and back for the price of NYC → Rome - Use this to visit 2 cities for the price of 1 award Family pooling: - Combine points from up to 8 family members - Great for pooling toward a premium cabin redemption Avoid: - Market Fare (variable pricing) when fixed pricing is available - Short-haul flights where cash fares are very cheap - Connecting itineraries with long layovers when nonstops are available
Transfer Strategy
Inbound transfers: - Amex Membership Rewards: 1:1 - Capital One: 1:1 - Bilt Rewards: 1:1 - Chase UR via Marriott: 3:1 (indirect, not recommended) Strategy tips: - Multiple 1:1 transfer partners make Aeroplan very accessible - Transfer during bonuses (Amex occasionally runs 15-25% transfer bonuses to Aeroplan) - Family sharing means pool points across up to 8 people for faster redemptions - Always confirm availability before transferring; transfers can take a few minutes
Milestones & Bonuses
Compare This Card
See how the Aeroplan Card stacks up against other cards side by side — fees, bonuses, earn rates, and more.
Approval Insights
Recent community application data for this card. Issuers make the final decision, but this gives you a public read on how similar applicants have been doing lately.
How to use this
- Use the approval summary as a signal, not a guarantee.
- Combine it with issuer rules like 5/24, Amex lifetime language, and velocity limits.
- Open the full approval page to see recent datapoints, profile bands, and notes.
Most card pages stop at a generic credit-score range. CardCurator layers real community submissions on top of card detail, rewards value, and application strategy.
Frequently Asked Questions
- What is the annual fee for the Aeroplan Card?
- The Aeroplan Card has an annual fee of $95 per year.
- What is the best category to use the Aeroplan Card for?
- The Aeroplan Card earns 3x on purchases made directly with Air Canada, dining at restaurants, including takeout and eligible delivery services, grocery stores, making it the strongest earning category for this card.
- What is the Aeroplan Card welcome bonus in 2026?
- The Aeroplan Card currently offers a welcome bonus of 85,000 points after spending $4,000 in the first 3 months.
- Does the Aeroplan Card charge foreign transaction fees?
- No, the Aeroplan Card does not charge foreign transaction fees, making it a good choice for international purchases.
- How much are Air Canada Aeroplan points worth?
- Air Canada Aeroplan points are worth approximately 1.50¢ per point on average, with premium redemptions reaching up to 2.50¢ per point. Values based on industry estimates including The Points Guy and NerdWallet.
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