Southwest Performance Business
Issued by Chase
$108/year in trackable credits — never leave money on the table
Earning Categories
Current Welcome Bonus
Year 1 net value: +$821 (bonus − annual fee)
Statement Credits
Up to 365 $8 in-flight WiFi credits per year (one per day) when you purchase WiFi on Southwest
Up to $100 credit for Global Entry or TSA PreCheck application fee (once every 4 years)
Card Perks
Up to four A1-A15 upgraded boardings per year when available
365 in-flight WiFi credits per year (one per day)
Earn 1,500 Tier Qualifying Points (TQPs) for every $5,000 spent on purchases toward A-List status
Earn unlimited 2x points on purchases made by employee cardholders
Maximize Your Southwest Rapid Rewards Points
Program Overview
Southwest Rapid Rewards is Southwest Airlines' loyalty program. Unlike traditional airline programs, Southwest uses a revenue-based system where points are worth a fixed value tied to the fare price. Key strengths: - No change fees, no cancellation fees (points redeposited instantly) - No blackout dates for award flights - Companion Pass: Bring someone free on every flight for up to 2 years - Two free checked bags on every ticket (even award flights) - Points don't expire with account activity - Revenue-based redemptions mean simple, predictable value - Wanna Get Away fares offer best value per point
Earning Tips
Card stacking strategy: Premium cards: - Southwest Priority: 3x Southwest, 2x local transit/internet/phone, 1x everything else; 4 upgraded boardings/yr, $75 SW credit - Southwest Premier: 3x Southwest, 2x dining/streaming, 1x everything else; 2 EarlyBird check-in credits - Southwest Plus: 2x Southwest, 1x everything else; anniversary 3,000 pts Business: - Southwest Performance Business: 4x Southwest, 3x Southwest purchases, 2x Rapid Rewards hotel/car; upgrade boardings - Southwest Premier Business: 3x Southwest, 2x dining/hotels/car rentals, 1x everything else Key tips: - Companion Pass strategy: Get 2 Southwest personal cards in late Q4 for large signup bonuses counting toward next year's CP - All card spending earns toward Companion Pass qualifying points - Priority card's $75 credit + 7,500 anniversary pts make the $149 AF worth it - Stack Southwest card for SW purchases + Chase Sapphire for other spending
Redemption Tips
Redemption strategy: Revenue-based pricing: - Points are worth ~1.3-1.7 cpp on Wanna Get Away fares - Wanna Get Away Plus: Slightly higher price but transferable - Anytime fares: Worst value per point (avoid redeeming at this level) - Business Select: Poor points value but nice for upgrades Best value: - Book Wanna Get Away fares with points (best cpp) - Off-peak travel and midweek flights = lower point prices - Southwest sales apply to point redemptions too - Points + cash: Not offered; it's all points or all cash Companion Pass stacking: - Once you have Companion Pass, your companion flies free - This effectively doubles the value of every point spent - With CP, even mediocre cpp becomes great because 2 people fly for the price of 1 Cancellation flexibility: - Points return instantly if you cancel - Book speculatively and cancel if prices drop - No penalty for rebooking at a lower price Avoid: - Anytime or Business Select fares with points (terrible value) - Transferring to Southwest from Marriott (3:1 ratio is poor) - Holding large balances without using them (earn and burn)
Transfer Strategy
Inbound transfers: - Chase Ultimate Rewards: 1:1 - Marriott Bonvoy: 3:1 (60K → 25K with bonus) Outbound transfers: - Rapid Rewards points cannot transfer to other programs Strategy tips: - Chase UR to Southwest is useful for topping off for Companion Pass qualification - Companion Pass is the ultimate Southwest goal (earned at 135,000 qualifying points in a calendar year) - Credit card signup bonuses count toward Companion Pass qualification - Transfer from Chase when you need points for a specific booking
Milestones & Bonuses
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