U.S. Bank Business Altitude Power
Issued by U.S. Bank
Earning Categories
Current Welcome Bonus
Year 1 net value: +$930 (bonus − annual fee)
Card Perks
$200/year est. valueMaximize Your U.S. Bank FlexPerks Points
Program Overview
U.S. Bank FlexPerks is a points-based rewards program earned on U.S. Bank FlexPerks credit cards. Unlike straightforward cashback, FlexPoints have variable value depending on how they're redeemed — they're worth the most when redeemed for airfare (up to 1.5¢/point), and significantly less for other redemptions. FlexPoints do not transfer to airline or hotel programs. Best for: occasional travelers who book through the U.S. Bank rewards portal and want a mid-tier points value without the complexity of transfer partner optimization.
Earning Tips
U.S. Bank FlexPerks Travel Rewards: - 2x on whichever category you spend the most in each billing cycle (gas/groceries/airlines — whichever is highest) - 1x everything else FlexPerks Gold American Express: - 3x on airlines - 2x on gas and groceries - 1x everything else Tips: - The automatic 2x on your highest-spend category makes the Travel Rewards card useful for diverse spenders - Earning is straightforward but the real consideration is redemption value through the FlexPerks portal
Redemption Tips
FlexPoint redemption values: - Airfare via portal: up to 1.5¢/point (best value) - Hotels via portal: ~0.75¢/point - Car rentals: ~0.75¢/point - Statement credit: 1¢/point - Gift cards: varies, usually below 1¢/point Maximize by booking airfare through the U.S. Bank FlexPerks travel portal. Points are applied in denominations that correspond to ticket price ranges, so a $450 ticket uses the same points as a $400 ticket within the same tier. Avoid non-travel redemptions — they offer half the value of airfare redemptions.
U.S. Bank FlexPerks Program
Compare This Card
See how the U.S. Bank Business Altitude Power stacks up against other cards side by side — fees, bonuses, earn rates, and more.
Looking for more card options? Explore other great credit cards from our partners.
Check other great cards →Ready to Optimize Your Wallet?
Let our AI help you find the perfect card combination for your spending habits
We never share your data. Your privacy is our priority.