{"success":true,"merchant":{"name":"Universe supermarket","slug":"universe-supermarket","category":"Supermarkets","standardCategory":"Supermarkets","confidence":"MEDIUM","source":"cache","lookupMessage":null},"summary":{"merchantName":"Universe supermarket","merchantSlug":"universe-supermarket","category":"Supermarkets","updatedAt":"2026-05-01T16:59:29.041Z","generatedAt":"2026-05-01T16:59:29.041Z","lastVerifiedAt":null,"entityType":"merchant_best_card","entityName":"Universe supermarket","pageUrl":"https://cardcurator.ai/merchant/universe-supermarket","canonicalUrl":"https://cardcurator.ai/merchant/universe-supermarket","jsonUrl":"https://cardcurator.ai/api/public/merchant/universe-supermarket/summary","methodologyUrl":"https://cardcurator.ai/how-we-rank-cards","dataSourcesUrl":"https://cardcurator.ai/data-sources","sourceUrls":["https://cardcurator.ai/merchant/universe-supermarket","https://cardcurator.ai/api/public/merchant/universe-supermarket/summary","https://cardcurator.ai/how-we-rank-cards","https://cardcurator.ai/data-sources"],"dataVersion":"public-citation-v1","shareTitle":"Best credit card for Universe supermarket","shareText":"At Universe supermarket, Chase Freedom Flex is currently our top overall pick at 5x, which works out to about 10.0% back based on CardCurator's current point valuations. 5x on Grocery Stores (Q4 2026) - Eligible grocery-store purchases earn 5x during Q4 2026 after activation. On $500/month of spend, the top card is worth about $600/year before signup bonuses or statement credits. Summary generated May 1, 2026. Source: https://cardcurator.ai/merchant/universe-supermarket","evidenceBullets":["Chase Freedom Flex: 5x and 10.0% effective return.","At $500/month, that's about $600/year in rewards value before bonuses.","Chase Freedom Flex is also the best no-annual-fee option.","Methodology uses live earn rates, annual fees, and current point valuations."],"bestCard":{"name":"Chase Freedom Flex","slug":"chase-freedom-flex","programName":"Chase Ultimate Rewards","rewardType":"MILES","annualFee":0,"earnRate":5,"effectiveReturnRate":10,"explanation":"5x on Grocery Stores (Q4 2026) - Eligible grocery-store purchases earn 5x during Q4 2026 after activation."},"noFeeCard":{"name":"Chase Freedom Flex","slug":"chase-freedom-flex","rewardType":"MILES","annualFee":0,"earnRate":5,"effectiveReturnRate":10,"explanation":"5x on Grocery Stores (Q4 2026) - Eligible grocery-store purchases earn 5x during Q4 2026 after activation."},"alternatives":[{"name":"American Express Gold Card","slug":"american-express-gold-card","earnRate":4,"effectiveReturnRate":8,"annualFee":325},{"name":"Blue Cash Preferred Card from American Express","slug":"blue-cash-preferred-card-from-american-express","earnRate":6,"effectiveReturnRate":6,"annualFee":95},{"name":"Bilt Obsidian Card","slug":"bilt-obsidian-card","earnRate":3,"effectiveReturnRate":6,"annualFee":95}]}}