{"success":true,"merchant":{"name":"Target","slug":"target","category":"Target","standardCategory":"Target","confidence":"HIGH","source":"cache","lookupMessage":null},"summary":{"merchantName":"Target","merchantSlug":"target","category":"Target","updatedAt":"2026-08-05T18:34:20.366Z","generatedAt":"2026-08-05T18:34:20.366Z","lastVerifiedAt":null,"entityType":"merchant_best_card","entityName":"Target","pageUrl":"https://cardcurator.ai/merchant/target","canonicalUrl":"https://cardcurator.ai/merchant/target","jsonUrl":"https://cardcurator.ai/api/public/merchant/target/summary","methodologyUrl":"https://cardcurator.ai/how-we-rank-cards","dataSourcesUrl":"https://cardcurator.ai/data-sources","sourceUrls":["https://cardcurator.ai/merchant/target","https://cardcurator.ai/api/public/merchant/target/summary","https://cardcurator.ai/how-we-rank-cards","https://cardcurator.ai/data-sources"],"dataVersion":"public-citation-v1","shareTitle":"Best credit card for Target","shareText":"At Target, Target Circle Credit Card is currently our top overall pick at 5x, which works out to about 5.0% back based on CardCurator's current point valuations. 5x on Target Purchases. On $500/month of spend, the top card is worth about $300/year before signup bonuses or statement credits. Summary generated August 5, 2026. Source: https://cardcurator.ai/merchant/target","evidenceBullets":["Target Circle Credit Card: 5x and 5.0% effective return.","At $500/month, that's about $300/year in rewards value before bonuses.","Target Circle Credit Card is also the best no-annual-fee option.","Methodology uses live earn rates, annual fees, and current point valuations."],"bestCard":{"name":"Target Circle Credit Card","slug":"target-circle-credit-card","programName":"Target Circle","annualFee":0,"earnRate":5,"effectiveReturnRate":5,"explanation":"5x on Target Purchases"},"noFeeCard":{"name":"Target Circle Credit Card","slug":"target-circle-credit-card","annualFee":0,"earnRate":5,"effectiveReturnRate":5,"explanation":"5x on Target Purchases"},"alternatives":[{"name":"Blue Cash Everyday Card from American Express","slug":"blue-cash-everyday-card-from-american-express","earnRate":2,"effectiveReturnRate":4,"annualFee":0},{"name":"Bilt Palladium Card","slug":"bilt-palladium-card","earnRate":2,"effectiveReturnRate":4,"annualFee":495},{"name":"Capital One Venture Rewards","slug":"capital-one-venture-rewards","earnRate":2,"effectiveReturnRate":3.7,"annualFee":95}]}}