{"success":true,"merchant":{"name":"Spotify","slug":"spotify","category":"Streaming","standardCategory":"Streaming","confidence":"HIGH","source":"cache","lookupMessage":"Verified category"},"summary":{"merchantName":"Spotify","merchantSlug":"spotify","category":"Streaming","updatedAt":"2026-07-16T23:13:39.724Z","generatedAt":"2026-07-16T23:13:39.724Z","lastVerifiedAt":null,"entityType":"merchant_best_card","entityName":"Spotify","pageUrl":"https://cardcurator.ai/merchant/spotify","canonicalUrl":"https://cardcurator.ai/merchant/spotify","jsonUrl":"https://cardcurator.ai/api/public/merchant/spotify/summary","methodologyUrl":"https://cardcurator.ai/how-we-rank-cards","dataSourcesUrl":"https://cardcurator.ai/data-sources","sourceUrls":["https://cardcurator.ai/merchant/spotify","https://cardcurator.ai/api/public/merchant/spotify/summary","https://cardcurator.ai/how-we-rank-cards","https://cardcurator.ai/data-sources"],"dataVersion":"public-citation-v1","shareTitle":"Best credit card for Spotify","shareText":"At Spotify, Blue Cash Preferred Card from American Express is currently our top overall pick at 6x, which works out to about 12.0% back based on CardCurator's current point valuations. 6x on Select U.S. Streaming Subscriptions. If you want a no-annual-fee option, Capital One SavorOne Cash Rewards earns 3x there (5.6% effective return). On $500/month of spend, the top card is worth about $720/year before signup bonuses or statement credits. Summary generated July 16, 2026. Source: https://cardcurator.ai/merchant/spotify","evidenceBullets":["Blue Cash Preferred Card from American Express: 6x and 12.0% effective return.","At $500/month, that's about $720/year in rewards value before bonuses.","Capital One SavorOne Cash Rewards is the best no-annual-fee fallback at 3x, worth about $333/year at the same spend.","Methodology uses live earn rates, annual fees, and current point valuations."],"bestCard":{"name":"Blue Cash Preferred Card from American Express","slug":"blue-cash-preferred-card-from-american-express","programName":"American Express Membership Rewards","annualFee":95,"earnRate":6,"effectiveReturnRate":12,"explanation":"6x on Select U.S. Streaming Subscriptions"},"noFeeCard":{"name":"Capital One SavorOne Cash Rewards","slug":"capital-one-savorone-cash-rewards","annualFee":0,"earnRate":3,"effectiveReturnRate":5.550000000000001,"explanation":"3x on Streaming Services"},"alternatives":[{"name":"Chase Sapphire Preferred","slug":"chase-sapphire-preferred","earnRate":3,"effectiveReturnRate":6,"annualFee":95},{"name":"Capital One SavorOne Cash Rewards","slug":"capital-one-savorone-cash-rewards","earnRate":3,"effectiveReturnRate":5.550000000000001,"annualFee":0},{"name":"Disney Premier Visa Card","slug":"disney-premier-visa-card","earnRate":5,"effectiveReturnRate":5,"annualFee":49}]}}