{"success":true,"merchant":{"name":"Ruca Rides","slug":"ruca-rides","category":"Rideshare","standardCategory":"Rideshare","confidence":"HIGH","source":"cache","lookupMessage":"Verified category"},"summary":{"merchantName":"Ruca Rides","merchantSlug":"ruca-rides","category":"Rideshare","updatedAt":"2026-07-09T17:19:27.424Z","generatedAt":"2026-07-09T17:19:27.424Z","lastVerifiedAt":null,"entityType":"merchant_best_card","entityName":"Ruca Rides","pageUrl":"https://cardcurator.ai/merchant/ruca-rides","canonicalUrl":"https://cardcurator.ai/merchant/ruca-rides","jsonUrl":"https://cardcurator.ai/api/public/merchant/ruca-rides/summary","methodologyUrl":"https://cardcurator.ai/how-we-rank-cards","dataSourcesUrl":"https://cardcurator.ai/data-sources","sourceUrls":["https://cardcurator.ai/merchant/ruca-rides","https://cardcurator.ai/api/public/merchant/ruca-rides/summary","https://cardcurator.ai/how-we-rank-cards","https://cardcurator.ai/data-sources"],"dataVersion":"public-citation-v1","shareTitle":"Best credit card for Ruca Rides","shareText":"At Ruca Rides, Chase Sapphire Reserve is currently our top overall pick at 5x, which works out to about 10.0% back based on CardCurator's current point valuations. 5x on Lyft. If you want a no-annual-fee option, Citi Strata earns 3x there (4.5% effective return). On $500/month of spend, the top card is worth about $600/year before signup bonuses or statement credits. Summary generated July 9, 2026. Source: https://cardcurator.ai/merchant/ruca-rides","evidenceBullets":["Chase Sapphire Reserve: 5x and 10.0% effective return.","At $500/month, that's about $600/year in rewards value before bonuses.","Citi Strata is the best no-annual-fee fallback at 3x, worth about $270/year at the same spend.","Methodology uses live earn rates, annual fees, and current point valuations."],"bestCard":{"name":"Chase Sapphire Reserve","slug":"chase-sapphire-reserve","programName":"Chase Ultimate Rewards","annualFee":795,"earnRate":5,"effectiveReturnRate":10,"explanation":"5x on Lyft"},"noFeeCard":{"name":"Citi Strata","slug":"citi-strata","annualFee":0,"earnRate":3,"effectiveReturnRate":4.5,"explanation":"3x on Select Transit"},"alternatives":[{"name":"American Express Green Card","slug":"american-express-green-card","earnRate":3,"effectiveReturnRate":6,"annualFee":150},{"name":"Citi Strata","slug":"citi-strata","earnRate":3,"effectiveReturnRate":4.5,"annualFee":0},{"name":"IHG One Rewards Premier Business Credit Card","slug":"ihg-one-rewards-premier-business-credit-card","earnRate":5,"effectiveReturnRate":3.5,"annualFee":99}]}}