{"success":true,"merchant":{"name":"Kol Tuv Grocery","slug":"kol-tuv-grocery","category":"Grocery Stores","standardCategory":"Grocery Stores","confidence":"MEDIUM","source":"cache","lookupMessage":null},"summary":{"merchantName":"Kol Tuv Grocery","merchantSlug":"kol-tuv-grocery","category":"Grocery Stores","updatedAt":"2025-10-28T22:15:56.227Z","generatedAt":"2025-10-28T22:15:56.227Z","lastVerifiedAt":null,"entityType":"merchant_best_card","entityName":"Kol Tuv Grocery","pageUrl":"https://cardcurator.ai/merchant/kol-tuv-grocery","canonicalUrl":"https://cardcurator.ai/merchant/kol-tuv-grocery","jsonUrl":"https://cardcurator.ai/api/public/merchant/kol-tuv-grocery/summary","methodologyUrl":"https://cardcurator.ai/how-we-rank-cards","dataSourcesUrl":"https://cardcurator.ai/data-sources","sourceUrls":["https://cardcurator.ai/merchant/kol-tuv-grocery","https://cardcurator.ai/api/public/merchant/kol-tuv-grocery/summary","https://cardcurator.ai/how-we-rank-cards","https://cardcurator.ai/data-sources"],"dataVersion":"public-citation-v1","shareTitle":"Best credit card for Kol Tuv Grocery","shareText":"At Kol Tuv Grocery, Chase Freedom Flex is currently our top overall pick at 5x, which works out to about 10.0% back based on CardCurator's current point valuations. 5x on Grocery Stores (Q4 2026) - Eligible grocery-store purchases earn 5x during Q4 2026 after activation. If you want a no-annual-fee option, Kroger Rewards World Elite Mastercard earns 5x there (5.0% effective return). On $500/month of spend, the top card is worth about $600/year after its annual fee and before signup bonuses or statement credits. Summary generated October 28, 2025. Source: https://cardcurator.ai/merchant/kol-tuv-grocery","evidenceBullets":["Chase Freedom Flex: 5x and 10.0% effective return.","At $500/month, that's about $600/year after the annual fee and before bonuses.","Kroger Rewards World Elite Mastercard is the best no-annual-fee fallback at 5x, worth about $300/year at the same spend.","Methodology uses live earn rates, annual fees, and current point valuations."],"bestCard":{"name":"Chase Freedom Flex","slug":"chase-freedom-flex","programName":"Chase Ultimate Rewards","rewardType":"MILES","annualFee":0,"earnRate":5,"effectiveReturnRate":10,"explanation":"5x on Grocery Stores (Q4 2026) - Eligible grocery-store purchases earn 5x during Q4 2026 after activation."},"noFeeCard":{"name":"Kroger Rewards World Elite Mastercard","slug":"kroger-rewards-world-elite-mastercard","rewardType":"CASHBACK","annualFee":0,"earnRate":5,"effectiveReturnRate":5,"explanation":"5x on Kroger Delivery & Pickup"},"alternatives":[{"name":"American Express Gold Card","slug":"american-express-gold-card","earnRate":4,"effectiveReturnRate":8,"annualFee":325},{"name":"Blue Cash Preferred Card from American Express","slug":"blue-cash-preferred-card-from-american-express","earnRate":6,"effectiveReturnRate":6,"annualFee":95},{"name":"Bilt Obsidian Card","slug":"bilt-obsidian-card","earnRate":3,"effectiveReturnRate":6,"annualFee":95}]}}