{"success":true,"merchant":{"name":"Instacart","slug":"instacart","category":"Instacart","standardCategory":"Instacart","confidence":"HIGH","source":"cache","lookupMessage":"Verified category"},"summary":{"merchantName":"Instacart","merchantSlug":"instacart","category":"Instacart","updatedAt":"2026-07-09T17:19:29.595Z","generatedAt":"2026-07-09T17:19:29.595Z","lastVerifiedAt":null,"entityType":"merchant_best_card","entityName":"Instacart","pageUrl":"https://cardcurator.ai/merchant/instacart","canonicalUrl":"https://cardcurator.ai/merchant/instacart","jsonUrl":"https://cardcurator.ai/api/public/merchant/instacart/summary","methodologyUrl":"https://cardcurator.ai/how-we-rank-cards","dataSourcesUrl":"https://cardcurator.ai/data-sources","sourceUrls":["https://cardcurator.ai/merchant/instacart","https://cardcurator.ai/api/public/merchant/instacart/summary","https://cardcurator.ai/how-we-rank-cards","https://cardcurator.ai/data-sources"],"dataVersion":"public-citation-v1","shareTitle":"Best credit card for Instacart","shareText":"At Instacart, Blue Cash Preferred Card from American Express is currently our top overall pick at 6x, which works out to about 12.0% back based on CardCurator's current point valuations. 6x on U.S. Supermarkets. If you want a no-annual-fee option, Capital One SavorOne Cash Rewards earns 3x there (5.6% effective return). On $500/month of spend, the top card is worth about $720/year before signup bonuses or statement credits. Summary generated July 9, 2026. Source: https://cardcurator.ai/merchant/instacart","evidenceBullets":["Blue Cash Preferred Card from American Express: 6x and 12.0% effective return.","At $500/month, that's about $720/year in rewards value before bonuses.","Capital One SavorOne Cash Rewards is the best no-annual-fee fallback at 3x, worth about $333/year at the same spend.","Methodology uses live earn rates, annual fees, and current point valuations."],"bestCard":{"name":"Blue Cash Preferred Card from American Express","slug":"blue-cash-preferred-card-from-american-express","programName":"American Express Membership Rewards","annualFee":95,"earnRate":6,"effectiveReturnRate":12,"explanation":"6x on U.S. Supermarkets"},"noFeeCard":{"name":"Capital One SavorOne Cash Rewards","slug":"capital-one-savorone-cash-rewards","annualFee":0,"earnRate":3,"effectiveReturnRate":5.550000000000001,"explanation":"3x on Grocery Stores"},"alternatives":[{"name":"Chase Sapphire Preferred","slug":"chase-sapphire-preferred","earnRate":3,"effectiveReturnRate":6,"annualFee":95},{"name":"Bilt Obsidian Card","slug":"bilt-obsidian-card","earnRate":3,"effectiveReturnRate":6,"annualFee":95},{"name":"Capital One SavorOne Cash Rewards","slug":"capital-one-savorone-cash-rewards","earnRate":3,"effectiveReturnRate":5.550000000000001,"annualFee":0}]}}