{"success":true,"merchant":{"name":"Gibbs Gardens","slug":"gibbs-gardens","category":"Other","standardCategory":"Other","confidence":"HIGH","source":"cache","lookupMessage":null},"summary":{"merchantName":"Gibbs Gardens","merchantSlug":"gibbs-gardens","category":"Other","updatedAt":"2026-06-18T16:34:22.949Z","pageUrl":"https://cardcurator.ai/merchant/gibbs-gardens","jsonUrl":"https://cardcurator.ai/api/public/merchant/gibbs-gardens/summary","methodologyUrl":"https://cardcurator.ai/how-we-rank-cards","dataSourcesUrl":"https://cardcurator.ai/data-sources","shareTitle":"Best credit card for Gibbs Gardens","shareText":"At Gibbs Gardens, Bilt Palladium Card is currently our top overall pick at 2x, which works out to about 4.0% back based on CardCurator's current point valuations. 2x on All Other Purchases. If you want a no-annual-fee option, Citi Double Cash earns 2x there (3.6% effective return). On $500/month of spend, the top card is worth about $240/year before signup bonuses or statement credits. Updated June 18, 2026. Source: https://cardcurator.ai/merchant/gibbs-gardens","evidenceBullets":["Bilt Palladium Card: 2x and 4.0% effective return.","At $500/month, that's about $240/year in rewards value before bonuses.","Citi Double Cash is the best no-annual-fee fallback at 2x, worth about $216/year at the same spend.","Methodology uses live earn rates, annual fees, and current point valuations."],"bestCard":{"name":"Bilt Palladium Card","slug":"bilt-palladium-card","programName":"Bilt Rewards","annualFee":495,"earnRate":2,"effectiveReturnRate":4,"explanation":"2x on All Other Purchases"},"noFeeCard":{"name":"Citi Double Cash","slug":"citi-double-cash","annualFee":0,"earnRate":2,"effectiveReturnRate":3.6,"explanation":"2x on All Other Purchases"},"alternatives":[{"name":"TAP Miles&Go American Express Card","slug":"tap-miles-go-american-express-card","earnRate":3,"effectiveReturnRate":3.9000000000000004,"annualFee":79},{"name":"Capital One Venture Rewards","slug":"capital-one-venture-rewards","earnRate":2,"effectiveReturnRate":3.7,"annualFee":95},{"name":"Citi Double Cash","slug":"citi-double-cash","earnRate":2,"effectiveReturnRate":3.6,"annualFee":0}]}}