{"success":true,"merchant":{"name":"City of Austin Utilities","slug":"city-of-austin-utilities","category":"Utilities","standardCategory":"Utilities","confidence":"HIGH","source":"cache","lookupMessage":"Verified category"},"summary":{"merchantName":"City of Austin Utilities","merchantSlug":"city-of-austin-utilities","category":"Utilities","updatedAt":"2025-11-28T05:05:41.309Z","generatedAt":"2025-11-28T05:05:41.309Z","lastVerifiedAt":null,"entityType":"merchant_best_card","entityName":"City of Austin Utilities","pageUrl":"https://cardcurator.ai/merchant/city-of-austin-utilities","canonicalUrl":"https://cardcurator.ai/merchant/city-of-austin-utilities","jsonUrl":"https://cardcurator.ai/api/public/merchant/city-of-austin-utilities/summary","methodologyUrl":"https://cardcurator.ai/how-we-rank-cards","dataSourcesUrl":"https://cardcurator.ai/data-sources","sourceUrls":["https://cardcurator.ai/merchant/city-of-austin-utilities","https://cardcurator.ai/api/public/merchant/city-of-austin-utilities/summary","https://cardcurator.ai/how-we-rank-cards","https://cardcurator.ai/data-sources"],"dataVersion":"public-citation-v1","shareTitle":"Best credit card for City of Austin Utilities","shareText":"At City of Austin Utilities, Discover it Cash Back is currently our top overall pick at 5x, which works out to about 5.0% back based on CardCurator's current point valuations. 5x on Utilities (Q4 2026) - Eligible utility purchases earn 5% cash back during Q4 2026 after activation. On $500/month of spend, the top card is worth about $300/year before signup bonuses or statement credits. Summary generated November 28, 2025. Source: https://cardcurator.ai/merchant/city-of-austin-utilities","evidenceBullets":["Discover it Cash Back: 5x and 5.0% effective return.","At $500/month, that's about $300/year in rewards value before bonuses.","Discover it Cash Back is also the best no-annual-fee option.","Methodology uses live earn rates, annual fees, and current point valuations."],"bestCard":{"name":"Discover it Cash Back","slug":"discover-it-cash-back","programName":"Discover Miles","rewardType":"CASHBACK","annualFee":0,"earnRate":5,"effectiveReturnRate":5,"explanation":"5x on Utilities (Q4 2026) - Eligible utility purchases earn 5% cash back during Q4 2026 after activation."},"noFeeCard":{"name":"Discover it Cash Back","slug":"discover-it-cash-back","rewardType":"CASHBACK","annualFee":0,"earnRate":5,"effectiveReturnRate":5,"explanation":"5x on Utilities (Q4 2026) - Eligible utility purchases earn 5% cash back during Q4 2026 after activation."},"alternatives":[{"name":"Truist Enjoy Cash Visa Signature Card","slug":"truist-enjoy-cash-visa","earnRate":3,"effectiveReturnRate":3,"annualFee":0},{"name":"Imagine Visa Credit Card","slug":"imagine-visa-credit-card","earnRate":3,"effectiveReturnRate":3,"annualFee":99},{"name":"Kroger Rewards World Elite Mastercard","slug":"kroger-rewards-world-elite-mastercard","earnRate":2,"effectiveReturnRate":2,"annualFee":0}]}}