{"success":true,"comparison":"navy-federal-more-rewards-american-express-card-vs-united-gateway","summary":{"updatedAt":"2026-06-15T10:30:16.242Z","pageUrl":"https://cardcurator.ai/compare/navy-federal-more-rewards-american-express-card-vs-united-gateway","jsonUrl":"https://cardcurator.ai/api/public/compare/navy-federal-more-rewards-american-express-card-vs-united-gateway/summary","methodologyUrl":"https://cardcurator.ai/how-we-rank-cards","dataSourcesUrl":"https://cardcurator.ai/data-sources","shareTitle":"Navy Federal More Rewards American Express® Card vs United Gateway","shareText":"The Navy Federal More Rewards American Express® Card and United Gateway are closely matched. The better pick depends on whether you value lower fees, the current signup bonus, or category-specific earn rates more. On raw upside, Navy Federal More Rewards American Express® Card tops out at 3x versus 2x for United Gateway. Current signup bonus values are roughly $2 for Navy Federal More Rewards American Express® Card and $520 for United Gateway. Updated June 15, 2026. Source: https://cardcurator.ai/compare/navy-federal-more-rewards-american-express-card-vs-united-gateway","evidenceBullets":["Navy Federal More Rewards American Express® Card wins 1 of 4 comparison categories in CardCurator's quick verdict model.","Top earn rate: Navy Federal More Rewards American Express® Card reaches 3x; United Gateway reaches 2x.","Annual fee: Navy Federal More Rewards American Express® Card is no annual fee; United Gateway is no annual fee.","Current public bonus values are approximately $2 and $520."],"winner":{"name":"Navy Federal More Rewards American Express® Card","slug":"navy-federal-more-rewards-american-express-card","score":1,"maxEarnRate":3,"annualFee":0},"loser":{"name":"United Gateway","slug":"united-gateway","score":1,"maxEarnRate":2,"annualFee":0}}}